Insert sq defib electrode at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$7,470.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,940.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,886.36 with Advocate Employee vs $47,462.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $5,886.36 ↓ -21%
Cigna One Health Commercial $7,768.80 ↑ +4%
Aetna Commercial $8,060.13 ↑ +8%
Blue Cross Blue Shield Blue Precision Managed Care $8,261.82 ↑ +11%
Cigna Commercial $8,366.40 ↑ +12%
Blue Cross Blue Shield HMO $8,411.22 ↑ +13%
Blue Cross Blue Shield City of Chicago Commercial $9,501.84 ↑ +27%
Private Healthcare Systems Commercial $10,009.80 ↑ +34%
Blue Cross Blue Shield Choice Commercial $10,263.78 ↑ +37%
Blue Cross Blue Shield PPO $10,816.56 ↑ +45%
Multiplan Commercial $11,952.00 ↑ +60%
Ambetter Medicare Advantage $12,509.22 ↑ +67%
Molina Medicare Advantage $12,509.22 ↑ +67%
Oscar Health HMO Medicare Advantage $12,940.57 ↑ +73%
HSTechnology Medicare Advantage $16,563.93 ↑ +122%
United Healthcare Charter Commercial $24,003.00 ↑ +221%
United Healthcare Nexus Commercial $27,813.00 ↑ +272%
United Healthcare Core Navigate Commercial $41,007.00 ↑ +449%
United Healthcare HMO $47,462.00 ↑ +535%

Visitor-reported prices

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Insert sq defib electrode at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,057.20 $1,495.74 – $1,621.04
MercyOne Genesis Aledo Medical Center Aledo $1,057.20 $2,970.16 – $2,970.16
Advocate Condell Medical Center Libertyville $9,090.00 $7,162.92 – $24,503.00
Advocate Good Samaritan Hospital Downers Grove $7,740.00 $6,099.12 – $47,462.00
UnityPoint Health - Trinity Moline Rock Island $1,112.00 $393.83 – $6,438.39
Advocate Illinois Masonic Medical Center Chicago $12,450.00 $9,810.60 – $47,462.00
Advocate Childrens Hospital - Park Ridge Park Ridge $18,295.00 $12,509.22 – $47,462.00
Uchicago Medicine Adventhealth Hinsdale Hinsdale not published $4,150.00 – $14,366.26

All Illinois hospitals for this procedure →