Ins/rpl pm gen exist sgl lead at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$8,305.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,610.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,544.34 with Advocate Employee vs $47,462.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $6,544.34 | ↓ -21% |
| Cigna One Health | Commercial | $8,637.20 | ↑ +4% |
| Aetna | Commercial | $8,961.10 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $9,185.33 | ↑ +11% |
| Cigna | Commercial | $9,301.60 | ↑ +12% |
| Blue Cross Blue Shield | HMO | $9,351.43 | ↑ +13% |
| Blue Cross Blue Shield City of Chicago | Commercial | $10,563.96 | ↑ +27% |
| Private Healthcare Systems | Commercial | $11,128.70 | ↑ +34% |
| Blue Cross Blue Shield Choice | Commercial | $11,411.07 | ↑ +37% |
| Blue Cross Blue Shield | PPO | $12,025.64 | ↑ +45% |
| Ambetter | Medicare Advantage | $12,509.22 | ↑ +51% |
| Molina | Medicare Advantage | $12,509.22 | ↑ +51% |
| Oscar Health HMO | Medicare Advantage | $12,940.57 | ↑ +56% |
| Multiplan | Commercial | $13,288.00 | ↑ +60% |
| HSTechnology | Medicare Advantage | $16,563.93 | ↑ +99% |
| United Healthcare Charter | Commercial | $24,003.00 | ↑ +189% |
| United Healthcare Nexus | Commercial | $27,813.00 | ↑ +235% |
| United Healthcare Core Navigate | Commercial | $41,007.00 | ↑ +394% |
| United Healthcare | HMO | $47,462.00 | ↑ +471% |
Visitor-reported prices
Comments
Ins/rpl pm gen exist sgl lead at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $4,548.00 | $2,425.60 – $12,940.57 |
| Advocate Condell Medical Center | Libertyville | $8,770.00 | $6,910.76 – $24,503.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $4,150.00 | $3,270.20 – $47,462.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $14,592.40 | $281.24 – $8,044.06 |
| Advocate Illinois Masonic Medical Center | Chicago | $10,945.00 | $8,624.66 – $47,462.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $4,315.00 | $3,400.22 – $47,462.00 |
| Advocate Sherman Hospital | Elgin | $4,505.00 | $3,342.71 – $19,537.00 |
| Advocate South Suburban Hospital | Hazel Crest | $6,895.00 | $5,433.26 – $47,462.00 |