Hemodialysis one evaluation at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$1,025.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,050.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$395.45 with Blue Cross Blue Shield City of Chicago vs $1,472.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $395.45 | ↓ -61% |
| Blue Cross Blue Shield Choice | Commercial | $427.41 | ↓ -58% |
| Blue Cross Blue Shield | PPO | $450.04 | ↓ -56% |
| United Healthcare Charter | Commercial | $642.16 | ↓ -37% |
| Advocate Employee | Commercial | $724.96 | ↓ -29% |
| United Healthcare Nexus | Commercial | $743.36 | ↓ -27% |
| Cigna One Health | Commercial | $956.80 | ↓ -7% |
| Aetna | Commercial | $992.68 | ↓ -3% |
| Molina | Medicare Advantage | $1,057.63 | ↑ +3% |
| Ambetter | Medicare Advantage | $1,057.63 | ↑ +3% |
| Oscar Health HMO | Medicare Advantage | $1,094.10 | ↑ +7% |
| United Healthcare Core Navigate | Commercial | $1,096.64 | ↑ +7% |
| Cigna | Commercial | $1,214.40 | ↑ +18% |
| Private Healthcare Systems | Commercial | $1,232.80 | ↑ +20% |
| United Healthcare | HMO | $1,269.60 | ↑ +24% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,299.04 | ↑ +27% |
| Blue Cross Blue Shield | HMO | $1,324.80 | ↑ +29% |
| HSTechnology | Medicare Advantage | $1,400.45 | ↑ +37% |
| Multiplan | Commercial | $1,472.00 | ↑ +44% |
Visitor-reported prices
Comments
Hemodialysis one evaluation at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $500.00 | $720.02 – $1,191.46 |
| Advocate Condell Medical Center | Libertyville | $1,450.00 | $249.47 – $2,320.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,590.00 | $404.77 – $1,640.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,810.84 | $65.00 – $998.22 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $500.00 | $720.02 – $1,191.46 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $566.50 | $735.47 – $772.24 |
| Advocate Illinois Masonic Medical Center | Chicago | $1,305.00 | $407.43 – $1,640.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $1,025.00 | $401.11 – $1,608.00 |