Ghs st - re-eval for alt comm at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$240.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$480.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.70 with Advocate Employee vs $702.61 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $19.70 | ↓ -92% |
| Cigna One Health | Commercial | $26.00 | ↓ -89% |
| Aetna | Commercial | $26.98 | ↓ -89% |
| Cigna | Commercial | $33.00 | ↓ -86% |
| Private Healthcare Systems | Commercial | $33.50 | ↓ -86% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $35.30 | ↓ -85% |
| Blue Cross Blue Shield | HMO | $36.00 | ↓ -85% |
| Multiplan | Commercial | $40.00 | ↓ -83% |
| Ambetter | Medicare Advantage | $106.48 | ↓ -56% |
| Molina | Medicare Advantage | $106.48 | ↓ -56% |
| Oscar Health HMO | Medicare Advantage | $110.15 | ↓ -54% |
| HSTechnology | Medicare Advantage | $140.99 | ↓ -41% |
| United Healthcare Charter | Commercial | $238.00 | ↓ -1% |
| United Healthcare Nexus | Commercial | $274.00 | ↑ +14% |
| United Healthcare Core Navigate | Commercial | $405.00 | ↑ +69% |
| United Healthcare | HMO | $469.00 | ↑ +95% |
| Blue Cross Blue Shield City of Chicago | Commercial | $617.38 | ↑ +157% |
| Blue Cross Blue Shield Choice | Commercial | $667.27 | ↑ +178% |
| Blue Cross Blue Shield | PPO | $702.61 | ↑ +193% |
Visitor-reported prices
Comments
Ghs st - re-eval for alt comm at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $140.40 | $74.88 – $301.15 |
| MercyOne Genesis Aledo Medical Center | Aledo | $140.40 | $93.37 – $109.98 |
| Advocate Condell Medical Center | Libertyville | $260.00 | $106.48 – $421.13 |
| Advocate Good Samaritan Hospital | Downers Grove | $315.00 | $35.46 – $683.38 |
| UnityPoint Health - Trinity Moline | Rock Island | $295.99 | $64.95 – $176.46 |
| Advocate Illinois Masonic Medical Center | Chicago | $240.00 | $39.40 – $687.54 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $320.00 | $35.46 – $676.62 |
| Advocate Sherman Hospital | Elgin | $317.50 | $106.48 – $571.50 |