Fetal biophys profile w/nst 76818 at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$450.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$900.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$160.73 with Ambetter vs $753.13 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ambetter | Medicare Advantage | $160.73 | ↓ -64% |
| Molina | Medicare Advantage | $160.73 | ↓ -64% |
| Oscar Health HMO | Medicare Advantage | $166.28 | ↓ -63% |
| HSTechnology | Medicare Advantage | $212.83 | ↓ -53% |
| United Healthcare Charter | Commercial | $214.00 | ↓ -52% |
| United Healthcare Nexus | Commercial | $246.00 | ↓ -45% |
| Cigna | Commercial | $313.87 | ↓ -30% |
| Cigna One Health | Commercial | $313.87 | ↓ -30% |
| Aetna | Commercial | $320.79 | ↓ -29% |
| Advocate Employee | Commercial | $354.60 | ↓ -21% |
| United Healthcare Core Navigate | Commercial | $444.00 | ↓ -1% |
| United Healthcare | HMO | $537.00 | ↑ +19% |
| Private Healthcare Systems | Commercial | $603.00 | ↑ +34% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $635.40 | ↑ +41% |
| Blue Cross Blue Shield | HMO | $648.00 | ↑ +44% |
| Blue Cross Blue Shield City of Chicago | Commercial | $661.78 | ↑ +47% |
| Blue Cross Blue Shield Choice | Commercial | $715.25 | ↑ +59% |
| Multiplan | Commercial | $720.00 | ↑ +60% |
| Blue Cross Blue Shield | PPO | $753.13 | ↑ +67% |
Visitor-reported prices
Comments
Fetal biophys profile w/nst 76818 at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $396.60 | $98.35 – $538.72 |
| MercyOne Genesis Aledo Medical Center | Aledo | $396.60 | $120.46 – $310.67 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $175.00 | $107.42 – $181.49 |
| Advocate Condell Medical Center | Libertyville | $670.00 | $160.73 – $1,072.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $460.00 | $160.73 – $736.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $503.67 | $46.37 – $277.64 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $175.00 | $107.42 – $181.49 |
| Advocate Illinois Masonic Medical Center | Chicago | $565.00 | $160.73 – $904.00 |