Electrophysiology evaluation at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$4,005.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,010.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,155.94 with Advocate Employee vs $25,111.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $3,155.94 | ↓ -21% |
| Cigna One Health | Commercial | $4,165.20 | ↑ +4% |
| Aetna | Commercial | $4,321.40 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $4,429.53 | ↑ +11% |
| Cigna | Commercial | $4,485.60 | ↑ +12% |
| Blue Cross Blue Shield | HMO | $4,509.63 | ↑ +13% |
| Blue Cross Blue Shield City of Chicago | Commercial | $4,563.79 | ↑ +14% |
| Blue Cross Blue Shield Choice | Commercial | $4,932.58 | ↑ +23% |
| Blue Cross Blue Shield | PPO | $5,193.80 | ↑ +30% |
| Private Healthcare Systems | Commercial | $5,366.70 | ↑ +34% |
| Multiplan | Commercial | $6,408.00 | ↑ +60% |
| Ambetter | Medicare Advantage | $11,469.48 | ↑ +186% |
| Molina | Medicare Advantage | $11,469.48 | ↑ +186% |
| Oscar Health HMO | Medicare Advantage | $11,864.98 | ↑ +196% |
| United Healthcare Charter | Commercial | $12,700.00 | ↑ +217% |
| United Healthcare Nexus | Commercial | $14,716.00 | ↑ +267% |
| HSTechnology | Medicare Advantage | $15,187.18 | ↑ +279% |
| United Healthcare Core Navigate | Commercial | $21,695.00 | ↑ +442% |
| United Healthcare | HMO | $25,111.00 | ↑ +527% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $5,161.80 | $895.82 – $11,864.98 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $2,837.50 | $5,474.00 – $13,540.39 |
| Advocate Condell Medical Center | Libertyville | $6,520.00 | $2,879.15 – $16,667.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $3,855.00 | $3,037.74 – $25,111.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $4,972.50 | $316.69 – $5,903.25 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $2,837.50 | $5,474.00 – $13,540.39 |
| Advocate Illinois Masonic Medical Center | Chicago | $6,645.00 | $4,702.08 – $25,111.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $5,590.00 | $4,404.92 – $25,111.00 |