Crisis psychotherapy 90839 at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$240.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$480.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.52 with United Healthcare Charter vs $387.36 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter Commercial $167.52 ↓ -30%
Advocate Employee Commercial $189.12 ↓ -21%
United Healthcare Nexus Commercial $193.92 ↓ -19%
Molina Medicare Advantage $242.85 ↑ +1%
Ambetter Medicare Advantage $242.85 ↑ +1%
Cigna One Health Commercial $249.60 ↑ +4%
Oscar Health HMO Medicare Advantage $251.23 ↑ +5%
Aetna Commercial $258.96 ↑ +8%
United Healthcare Core Navigate Commercial $286.08 ↑ +19%
Cigna Commercial $316.80 ↑ +32%
HSTechnology Medicare Advantage $321.57 ↑ +34%
Private Healthcare Systems Commercial $321.60 ↑ +34%
United Healthcare HMO $331.20 ↑ +38%
Blue Cross Blue Shield Blue Precision Managed Care $338.88 ↑ +41%
Blue Cross Blue Shield City of Chicago Commercial $340.32 ↑ +42%
Blue Cross Blue Shield HMO $345.60 ↑ +44%
Blue Cross Blue Shield Choice Commercial $368.16 ↑ +53%
Multiplan Commercial $384.00 ↑ +60%
Blue Cross Blue Shield PPO $387.36 ↑ +61%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Crisis psychotherapy 90839 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $146.40 $143.73 – $224.48
MercyOne Genesis Aledo Medical Center Aledo $146.40 $389.26 – $2,970.16
Advocate Condell Medical Center Libertyville $240.00 $189.12 – $384.00
Advocate Good Samaritan Hospital Downers Grove $295.00 $205.91 – $472.00
UnityPoint Health - Trinity Moline Rock Island $371.68 $125.00 – $244.84
Advocate Illinois Masonic Medical Center Chicago $165.00 $115.17 – $321.57
Advocate Childrens Hospital - Park Ridge Park Ridge $315.00 $219.87 – $504.00
Advocate Sherman Hospital Elgin $240.00 $146.88 – $432.00

All Illinois hospitals for this procedure →