Creatinine at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$42.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.12 with United Healthcare Nexus vs $52.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus Commercial $5.12 ↓ -88%
United Healthcare Core Navigate Commercial $5.12 ↓ -88%
United Healthcare Charter Commercial $5.12 ↓ -88%
United Healthcare HMO $5.12 ↓ -88%
Ambetter Medicare Advantage $7.42 ↓ -83%
Molina Medicare Advantage $7.42 ↓ -83%
Oscar Health HMO Medicare Advantage $7.68 ↓ -82%
HSTechnology Medicare Advantage $9.83 ↓ -77%
Cigna One Health Commercial $23.81 ↓ -44%
Cigna Commercial $23.81 ↓ -44%
Blue Cross Blue Shield City of Chicago Commercial $24.21 ↓ -43%
Advocate Employee Commercial $25.61 ↓ -40%
Blue Cross Blue Shield Choice Commercial $26.17 ↓ -38%
Blue Cross Blue Shield PPO $27.55 ↓ -35%
Aetna Commercial $27.76 ↓ -35%
Private Healthcare Systems Commercial $43.55 ↑ +2%
Blue Cross Blue Shield Blue Precision Managed Care $45.89 ↑ +8%
Blue Cross Blue Shield HMO $46.80 ↑ +10%
Multiplan Commercial $52.00 ↑ +22%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Creatinine at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $37.20 $4.42 – $54.28
MercyOne Genesis Aledo Medical Center Aledo $31.20 $5.89 – $22.56
Uchicago Medicine Adventhealth Hinsdale Hinsdale $22.50 $5.01 – $8.29
Advocate Condell Medical Center Libertyville $42.50 $5.12 – $52.00
Advocate Good Samaritan Hospital Downers Grove $42.50 $5.12 – $52.00
UnityPoint Health - Trinity Moline Rock Island $33.57 $3.07 – $18.50
Uchicago Medicine Adventhealth La Grange La Grange $22.50 $5.01 – $8.29
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $81.40 $5.12 – $5.38

All Illinois hospitals for this procedure →