Cornea pre-cut midwest eye cornea pre-cut midwest eye at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$8,765.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,530.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,364.58 with Blue Cross Blue Shield Blue Precision vs $10,681.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield Blue Precision | Managed Care | $3,364.58 | ↓ -62% |
| Blue Cross Blue Shield City of Chicago | Commercial | $3,377.93 | ↓ -61% |
| Blue Cross Blue Shield | HMO | $3,431.34 | ↓ -61% |
| Blue Cross Blue Shield Choice | Commercial | $3,658.31 | ↓ -58% |
| Blue Cross Blue Shield | PPO | $3,845.23 | ↓ -56% |
| United Healthcare Charter | Commercial | $4,659.67 | ↓ -47% |
| Advocate Employee | Commercial | $5,260.49 | ↓ -40% |
| United Healthcare Nexus | Commercial | $5,394.01 | ↓ -38% |
| Cigna One Health | Commercial | $6,675.75 | ↓ -24% |
| Cigna | Commercial | $6,942.78 | ↓ -21% |
| Aetna | Commercial | $7,072.29 | ↓ -19% |
| United Healthcare Core Navigate | Commercial | $7,957.49 | ↓ -9% |
| Private Healthcare Systems | Commercial | $8,945.51 | ↑ +2% |
| United Healthcare | HMO | $9,212.54 | ↑ +5% |
| Multiplan | Commercial | $10,681.20 | ↑ +22% |
| HSTechnology | Medicare Advantage | not published by hospital | — |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Cornea pre-cut midwest eye cornea pre-cut midwest eye at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Moline | Rock Island | $1,088.00 | $368.56 – $3,125.00 |
| Advocate Illinois Masonic Medical Center | Chicago | $9,552.00 | $3,062.73 – $10,793.76 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $9,552.00 | $4,708.78 – $10,793.76 |
| Advocate South Suburban Hospital | Hazel Crest | $8,472.00 | $3,977.60 – $10,166.40 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $7,793.28 | $11,808.00 – $11,808.00 |
| OSF Saint Anthony Medical Center | Rockford | $9,890.40 | not published |
| HSHS St. Joseph's Hospital | HIGHLAND | $2,460.96 | $3,418.00 – $5,219.76 |
| HSHS St. John's Hospital | IL 62769|301 N. 8th St. | $7,560.00 | $2,140.81 – $10,500.00 |