Cath hawkone s directional at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$5,834.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,668.15
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,940.61 with United Healthcare Charter vs $9,111.96 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $3,940.61 | ↓ -32% |
| Advocate Employee | Commercial | $4,448.71 | ↓ -24% |
| United Healthcare Nexus | Commercial | $4,561.62 | ↓ -22% |
| Cigna One Health | Commercial | $5,871.40 | ↑ +1% |
| Aetna | Commercial | $6,091.58 | ↑ +4% |
| United Healthcare Core Navigate | Commercial | $6,729.53 | ↑ +15% |
| Cigna | Commercial | $7,452.16 | ↑ +28% |
| Private Healthcare Systems | Commercial | $7,565.07 | ↑ +30% |
| United Healthcare | HMO | $7,790.89 | ↑ +34% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $7,971.55 | ↑ +37% |
| Blue Cross Blue Shield City of Chicago | Commercial | $8,005.43 | ↑ +37% |
| Blue Cross Blue Shield | HMO | $8,129.63 | ↑ +39% |
| Blue Cross Blue Shield Choice | Commercial | $8,660.31 | ↑ +48% |
| Multiplan | Commercial | $9,032.92 | ↑ +55% |
| Blue Cross Blue Shield | PPO | $9,111.96 | ↑ +56% |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
| HSTechnology | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Cath hawkone s directional at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $7,076.40 | $834.24 – $2,398.44 |
| MercyOne Genesis Aledo Medical Center | Aledo | $7,076.40 | $1,173.15 – $1,225.29 |
| Advocate Condell Medical Center | Libertyville | $6,978.35 | $5,498.94 – $11,165.36 |
| Advocate Good Samaritan Hospital | Downers Grove | $6,633.93 | $4,630.48 – $10,614.28 |
| UnityPoint Health - Trinity Moline | Rock Island | $8,435.20 | $2,857.42 – $5,556.69 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $6,624.08 | not published |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $4,342.75 | $3,031.24 – $6,948.40 |
| Advocate Sherman Hospital | Elgin | $5,031.60 | $3,079.34 – $9,056.88 |