Biopsy renal percutaneous trocar/needle (both sides) at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$2,210.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,158.36 with Advocate Employee vs $6,181.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $1,158.36 | ↓ -48% |
| Cigna One Health | Commercial | $1,528.80 | ↓ -31% |
| Aetna | Commercial | $1,586.13 | ↓ -28% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,625.82 | ↓ -26% |
| Cigna | Commercial | $1,646.40 | ↓ -26% |
| Blue Cross Blue Shield | HMO | $1,655.22 | ↓ -25% |
| Blue Cross Blue Shield City of Chicago | Commercial | $1,869.84 | ↓ -15% |
| Private Healthcare Systems | Commercial | $1,969.80 | ↓ -11% |
| Blue Cross Blue Shield Choice | Commercial | $2,019.78 | ↓ -9% |
| Blue Cross Blue Shield | PPO | $2,128.56 | ↓ -4% |
| Multiplan | Commercial | $2,352.00 | ↑ +6% |
| Molina | Medicare Advantage | $2,449.01 | ↑ +11% |
| Ambetter | Medicare Advantage | $2,449.01 | ↑ +11% |
| Oscar Health HMO | Medicare Advantage | $2,533.46 | ↑ +15% |
| United Healthcare Charter | Commercial | $3,126.00 | ↑ +41% |
| HSTechnology | Medicare Advantage | $3,242.82 | ↑ +47% |
| United Healthcare Nexus | Commercial | $3,622.00 | ↑ +64% |
| United Healthcare Core Navigate | Commercial | $5,340.00 | ↑ +142% |
| United Healthcare | HMO | $6,181.00 | ↑ +180% |
Visitor-reported prices
Comments
Biopsy renal percutaneous trocar/needle (both sides) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $2,240.40 | $796.80 – $3,343.15 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $600.00 | $430.00 – $2,867.21 |
| Advocate Condell Medical Center | Libertyville | $2,195.00 | $1,725.72 – $4,636.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,505.00 | $1,185.94 – $6,181.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $2,659.20 | $113.76 – $1,260.48 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $600.00 | $430.00 – $2,867.21 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $2,198.35 | $1,769.88 – $1,858.38 |
| Advocate Illinois Masonic Medical Center | Chicago | $1,610.00 | $1,268.68 – $6,181.00 |