Tprnl plmt biodegrdabl matrl at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$22,682.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$32,403.61
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,600.10 with AETNA HEALTH PLAN [171] vs $13,472.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $2,600.10 | ↓ -89% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $2,653.98 | ↓ -88% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $4,088.75 | ↓ -82% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $4,162.85 | ↓ -82% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $4,567.01 | ↓ -80% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $4,567.01 | ↓ -80% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $4,634.37 | ↓ -80% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $4,782.56 | ↓ -79% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $4,806.81 | ↓ -79% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $4,806.81 | ↓ -79% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $6,439.62 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $6,439.62 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $6,439.62 | ↓ -72% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $6,560.86 | ↓ -71% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $6,736.00 | ↓ -70% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $7,055.00 | ↓ -69% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $7,072.80 | ↓ -69% |
| CHOICECARE [177] | NWR CHOICE CARE | $7,167.10 | ↓ -68% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $7,409.60 | ↓ -67% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $7,839.00 | ↓ -65% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $8,653.07 | ↓ -62% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $9,430.40 | ↓ -58% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $9,834.56 | ↓ -57% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $10,104.00 | ↓ -55% |
| BEECHSTREET [176] | NWR BEECHSTREET | $10,777.60 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $13,472.00 | ↓ -41% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $13,472.00 | ↓ -41% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Tprnl plmt biodegrdabl matrl at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $3,750.00 | $2,414.00 – $9,308.20 |
| Advocate Christ Medical Center | Oak Lawn | $4,555.00 | $3,589.34 – $25,111.00 |
| Northwestern Memorial Hospital | Chicago | $22,682.53 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $7,438.40 | $149.11 – $4,981.31 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $3,750.00 | $2,414.00 – $9,308.20 |
| Advocate Illinois Masonic Medical Center | Chicago | $6,615.00 | $5,212.62 – $25,111.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $6,800.00 | $5,358.40 – $25,111.00 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $1,477.20 | $1,094.00 – $10,687.19 |