Psytx complex interactive at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$41.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$59.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$11.19 with AETNA HEALTH PLAN [171] vs $58.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $11.19 | ↓ -73% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $11.43 | ↓ -72% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $17.60 | ↓ -57% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $17.92 | ↓ -57% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $19.66 | ↓ -52% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $19.66 | ↓ -52% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $19.95 | ↓ -52% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $20.59 | ↓ -50% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $20.69 | ↓ -50% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $20.69 | ↓ -50% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $27.72 | ↓ -33% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $27.72 | ↓ -33% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $27.72 | ↓ -33% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $28.25 | ↓ -32% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $29.00 | ↓ -30% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $30.45 | ↓ -26% |
| CHOICECARE [177] | NWR CHOICE CARE | $30.86 | ↓ -25% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $36.54 | ↓ -12% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $37.25 | ↓ -10% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $40.60 | ↓ -2% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $42.34 | ↑ +3% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $43.50 | ↑ +5% |
| BEECHSTREET [176] | NWR BEECHSTREET | $46.40 | ↑ +12% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $58.00 | ↑ +40% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $58.00 | ↑ +40% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Psytx complex interactive at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $7.20 | $11.04 – $127.71 |
| MercyOne Genesis Aledo Medical Center | Aledo | $7.20 | $345.86 – $2,970.16 |
| Advocate Christ Medical Center | Oak Lawn | $70.00 | $48.86 – $112.00 |
| Northwestern Memorial Hospital | Chicago | $41.30 | not published |
| Advocate Good Samaritan Hospital | Downers Grove | $40.00 | $27.92 – $80.40 |
| UnityPoint Health - Trinity Moline | Rock Island | $35.20 | $12.00 – $32.37 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $75.00 | $52.35 – $120.00 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $12.87 | $29.70 – $43.92 |