Psychotherapy group therapy at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$319.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$457.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.77 with AETNA HEALTH PLAN [171] vs $118.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $22.77 ↓ -93%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $23.25 ↓ -93%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $35.81 ↓ -89%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $36.46 ↓ -89%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $40.00 ↓ -87%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $40.00 ↓ -87%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $40.59 ↓ -87%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $41.89 ↓ -87%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $42.10 ↓ -87%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $42.10 ↓ -87%
UNITED HEALTHCARE [158] NWR UHC CORE $55.93 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $56.40 ↓ -82%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $56.40 ↓ -82%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $56.40 ↓ -82%
AETNA HEALTH PLAN [171] NWR AETNA $57.47 ↓ -82%
HEALTHLINK [125] NWR SEIU HEALTHLINK $59.00 ↓ -82%
AETNA HEALTH PLAN [171] NWR AETNA ASA $61.95 ↓ -81%
UNITED HEALTHCARE [158] NWR UHC HMO/PPO $62.19 ↓ -81%
CHOICECARE [177] NWR CHOICE CARE $62.78 ↓ -80%
MULTIPLAN/PHCS [142] NWR PHCS PPO $74.34 ↓ -77%
THE ALLIANCE [1703] NWR THE ALLIANCE $75.79 ↓ -76%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $82.60 ↓ -74%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $86.14 ↓ -73%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $88.50 ↓ -72%
BEECHSTREET [176] NWR BEECHSTREET $94.40 ↓ -70%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $118.00 ↓ -63%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $118.00 ↓ -63%
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital

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Psychotherapy group therapy at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $36.60 $56.12 – $247.89
MercyOne Genesis Aledo Medical Center Aledo $36.60 $671.33 – $2,970.16
Uchicago Medicine Adventhealth Hinsdale Hinsdale $80.00 not published
Advocate Christ Medical Center Oak Lawn $600.00 $85.51 – $422.05
Northwestern Memorial Hospital Chicago $319.90 not published
Advocate Good Samaritan Hospital Downers Grove $965.00 $123.90 – $432.24
UnityPoint Health - Trinity Moline Rock Island $389.15 $23.68 – $71.96
Uchicago Medicine Adventhealth La Grange La Grange $80.00 not published

All Illinois hospitals for this procedure →