Probe cryo 1150mm endo flex ster disp at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$21,033.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$30,047.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$956.86 with AETNA HEALTH PLAN [171] vs $4,957.84 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $956.86 | ↓ -95% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $976.69 | ↓ -95% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $1,504.70 | ↓ -93% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $1,531.97 | ↓ -93% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $1,680.71 | ↓ -92% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $1,680.71 | ↓ -92% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $1,705.50 | ↓ -92% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $1,760.03 | ↓ -92% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $1,768.96 | ↓ -92% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $1,768.96 | ↓ -92% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $2,350.02 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $2,369.85 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $2,369.85 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $2,369.85 | ↓ -89% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $2,414.47 | ↓ -89% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $2,478.92 | ↓ -88% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $2,602.87 | ↓ -88% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $2,612.78 | ↓ -88% |
| CHOICECARE [177] | NWR CHOICE CARE | $2,637.57 | ↓ -87% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $3,123.44 | ↓ -85% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $3,184.42 | ↓ -85% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $3,470.49 | ↓ -83% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $3,619.22 | ↓ -83% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $3,718.38 | ↓ -82% |
| BEECHSTREET [176] | NWR BEECHSTREET | $3,966.27 | ↓ -81% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $4,957.84 | ↓ -76% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $4,957.84 | ↓ -76% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Probe cryo 1150mm endo flex ster disp at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $5,118.60 | $561.92 – $1,615.52 |
| MercyOne Genesis Aledo Medical Center | Aledo | $5,118.60 | $790.20 – $825.32 |
| Advocate Christ Medical Center | Oak Lawn | $5,645.58 | $429.79 – $985.19 |
| Northwestern Memorial Hospital | Chicago | $42,966.14 | not published |
| Advocate Condell Medical Center | Libertyville | $6,757.00 | $784.32 – $1,592.53 |
| Advocate Good Samaritan Hospital | Downers Grove | $8,669.51 | $3,555.96 – $8,151.20 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $1,909.07 | not published |
| Advocate Illinois Masonic Medical Center | Chicago | $5,877.68 | $2,812.63 – $6,560.11 |