Njx interlaminar crv/thrc at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$2,818.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,026.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$777.02 with AETNA HEALTH PLAN [171] vs $4,026.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $777.02 | ↓ -72% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $793.12 | ↓ -72% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $1,221.89 | ↓ -57% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $1,244.03 | ↓ -56% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $1,312.88 | ↓ -53% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $1,312.88 | ↓ -53% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $1,384.94 | ↓ -51% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $1,421.18 | ↓ -50% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $1,421.18 | ↓ -50% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $1,429.23 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $1,811.70 | ↓ -36% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $1,811.70 | ↓ -36% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $1,811.70 | ↓ -36% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $1,960.66 | ↓ -30% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $2,013.00 | ↓ -29% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $2,113.65 | ↓ -25% |
| CHOICECARE [177] | NWR CHOICE CARE | $2,141.83 | ↓ -24% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $2,214.30 | ↓ -21% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $2,585.90 | ↓ -8% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $2,818.20 | ↑ +0% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $2,938.98 | ↑ +4% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $3,019.50 | ↑ +7% |
| BEECHSTREET [176] | NWR BEECHSTREET | $3,220.80 | ↑ +14% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $4,026.00 | ↑ +43% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $4,026.00 | ↑ +43% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Njx interlaminar crv/thrc at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Moline | Rock Island | $1,902.04 | $81.81 – $1,048.50 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $2,667.00 | $947.82 – $2,825.00 |
| OSF Sacred Heart Medical Center – Urbana | Danville | $3,503.40 | $947.82 – $4,342.00 |
| OSF Saint Anthony's Health Center | Alton | $2,613.60 | $235.00 – $1,306.00 |
| OSF Saint Anthony Medical Center | Rockford | $3,555.00 | $153.58 – $3,317.36 |
| OSF Saint James John W Albrecht Medical Center | Pontiac | $3,051.20 | $947.82 – $3,541.00 |
| OSF Saint Paul Medical Center | Mendota | $1,393.60 | not published |
| OSF Saint Francis Medical Center | Peoria | $3,936.00 | $153.58 – $3,222.22 |