Monitor reveal linq ii cardiac at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$13,521.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,316.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,782.21 with AETNA HEALTH PLAN [171] vs $14,415.57 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $2,782.21 | ↓ -79% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $2,839.87 | ↓ -79% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $4,209.35 | ↓ -69% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $4,209.35 | ↓ -69% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $4,375.13 | ↓ -68% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $4,454.41 | ↓ -67% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $4,886.88 | ↓ -64% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $4,886.88 | ↓ -64% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $4,958.96 | ↓ -63% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $5,117.53 | ↓ -62% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $5,143.48 | ↓ -62% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $5,143.48 | ↓ -62% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $6,832.98 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $6,890.64 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $6,890.64 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $6,890.64 | ↓ -49% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $7,207.79 | ↓ -47% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $7,597.01 | ↓ -44% |
| CHOICECARE [177] | NWR CHOICE CARE | $7,669.08 | ↓ -43% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $9,081.81 | ↓ -33% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $9,259.12 | ↓ -32% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $10,090.90 | ↓ -25% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $10,523.37 | ↓ -22% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $10,811.68 | ↓ -20% |
| BEECHSTREET [176] | NWR BEECHSTREET | $11,532.46 | ↓ -15% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $14,415.57 | ↑ +7% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $14,415.57 | ↑ +7% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Monitor reveal linq ii cardiac at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $10,451.40 | $5,574.08 – $15,154.53 |
| MercyOne Genesis Aledo Medical Center | Aledo | $10,451.40 | $7,838.55 – $8,186.93 |
| Advocate Christ Medical Center | Oak Lawn | $8,369.40 | $4,180.18 – $13,270.40 |
| Northwestern Memorial Hospital | Chicago | $37,693.21 | not published |
| Advocate Good Samaritan Hospital | Downers Grove | $9,834.60 | $6,510.33 – $15,593.60 |
| UnityPoint Health - Trinity Moline | Rock Island | $14,376.62 | $4,042.45 – $7,861.15 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $7,900.73 | not published |
| Advocate Illinois Masonic Medical Center | Chicago | $8,835.60 | $3,975.22 – $14,009.60 |