Memoderm/derma/tranz/integup at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$7,067.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,095.96
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,911.41 with AETNA HEALTH PLAN [171] vs $9,903.66 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $1,911.41 | ↓ -73% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $2,891.87 | ↓ -59% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $2,891.87 | ↓ -59% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $3,005.76 | ↓ -57% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $3,406.86 | ↓ -52% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $3,515.80 | ↓ -50% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $3,533.63 | ↓ -50% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $3,533.63 | ↓ -50% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $4,694.33 | ↓ -34% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $4,951.83 | ↓ -30% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $5,219.23 | ↓ -26% |
| CHOICECARE [177] | NWR CHOICE CARE | $5,268.75 | ↓ -25% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $6,239.31 | ↓ -12% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $6,932.56 | ↓ -2% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $7,229.67 | ↑ +2% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $7,427.75 | ↑ +5% |
| BEECHSTREET [176] | NWR BEECHSTREET | $7,922.93 | ↑ +12% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $9,903.66 | ↑ +40% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $9,903.66 | ↑ +40% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Memoderm/derma/tranz/integup at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $130.56 – $216.04 |
| Advocate Christ Medical Center | Oak Lawn | not published | $133.52 – $273.51 |
| Advocate Condell Medical Center | Libertyville | not published | $173.98 – $214.44 |
| Advocate Good Samaritan Hospital | Downers Grove | not published | $133.52 – $273.51 |
| UnityPoint Health - Trinity Moline | Rock Island | not published | $63.30 – $149.58 |
| Uchicago Medicine Adventhealth La Grange | La Grange | not published | $130.56 – $216.04 |
| Advocate Illinois Masonic Medical Center | Chicago | not published | $133.52 – $273.51 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | not published | $133.52 – $273.51 |