Kit omnigraft 2.5x2.5cm dermal regeneration matrix - q4105-cost per sq cm at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$3,573.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,105.19

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$766.82 with AETNA HEALTH PLAN [171] vs $3,973.17 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $766.82 ↓ -79%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $1,205.86 ↓ -66%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $1,346.90 ↓ -62%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $1,346.90 ↓ -62%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $1,366.77 ↓ -62%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $1,410.48 ↓ -61%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $1,417.63 ↓ -60%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $1,417.63 ↓ -60%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $1,899.18 ↓ -47%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $1,899.18 ↓ -47%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $1,899.18 ↓ -47%
AETNA HEALTH PLAN [171] NWR AETNA $1,934.93 ↓ -46%
HEALTHLINK [125] NWR SEIU HEALTHLINK $1,986.59 ↓ -44%
AETNA HEALTH PLAN [171] NWR AETNA ASA $2,085.91 ↓ -42%
CHOICECARE [177] NWR CHOICE CARE $2,113.73 ↓ -41%
MULTIPLAN/PHCS [142] NWR PHCS PPO $2,503.10 ↓ -30%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $2,781.22 ↓ -22%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $2,900.41 ↓ -19%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $2,979.88 ↓ -17%
BEECHSTREET [176] NWR BEECHSTREET $3,178.54 ↓ -11%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $3,973.17 ↑ +11%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $3,973.17 ↑ +11%
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital

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Kit omnigraft 2.5x2.5cm dermal regeneration matrix - q4105-cost per sq cm at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,866.60 $676.80 – $1,840.05
OSF Saint Anthony's Health Center Alton $603.00 $133.36 – $136.02
HSHS St. Joseph's Hospital HIGHLAND $187.20 $61.69 – $260.00
HSHS St. Francis Hospital LITCHFIELD $187.20 $209.78 – $260.00
MercyOne Genesis Aledo Medical Center Aledo not published $21.90 – $21.90
Uchicago Medicine Adventhealth Hinsdale Hinsdale not published $50.84 – $216.04
Advocate Christ Medical Center Oak Lawn not published $41.53 – $85.07
Advocate Condell Medical Center Libertyville not published $38.18 – $69.36

All Illinois hospitals for this procedure →