Kit hfx iq ipg bundle at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$68,225.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$97,465.51
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18,263.06 with AETNA HEALTH PLAN [171] vs $94,627.26 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $18,263.06 | ↓ -73% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $18,641.57 | ↓ -73% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $27,631.16 | ↓ -60% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $27,631.16 | ↓ -60% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $28,719.37 | ↓ -58% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $29,239.82 | ↓ -57% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $32,078.64 | ↓ -53% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $32,078.64 | ↓ -53% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $32,551.78 | ↓ -52% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $33,592.68 | ↓ -51% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $33,763.01 | ↓ -51% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $33,763.01 | ↓ -51% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $44,853.32 | ↓ -34% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $45,231.83 | ↓ -34% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $45,231.83 | ↓ -34% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $45,231.83 | ↓ -34% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $47,313.63 | ↓ -31% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $49,868.57 | ↓ -27% |
| CHOICECARE [177] | NWR CHOICE CARE | $50,341.70 | ↓ -26% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $59,615.17 | ↓ -13% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $60,779.09 | ↓ -11% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $66,239.08 | ↓ -3% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $69,077.90 | ↑ +1% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $70,970.45 | ↑ +4% |
| BEECHSTREET [176] | NWR BEECHSTREET | $75,701.81 | ↑ +11% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $94,627.26 | ↑ +39% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $94,627.26 | ↑ +39% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Kit hfx iq ipg bundle at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $159,588.52 | not published |
| Advocate Condell Medical Center | Libertyville | $45,940.13 | $14,196.97 – $53,072.80 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $126,597.23 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $159,588.52 | not published |
| Advocate Good Samaritan Hospital | Downers Grove | not published | not published |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | not published | not published |