Insertion subcutaneous cardiac rhythm monitor at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$24,816.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$35,451.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,111.74 with AETNA HEALTH PLAN [171] vs $16,123.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $3,111.74 | ↓ -87% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $3,176.23 | ↓ -87% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $4,893.33 | ↓ -80% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $4,982.01 | ↓ -80% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $5,257.71 | ↓ -79% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $5,257.71 | ↓ -79% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $5,546.31 | ↓ -78% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $5,691.42 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $5,691.42 | ↓ -77% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $5,723.67 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $7,255.35 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $7,255.35 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $7,255.35 | ↓ -71% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $7,851.90 | ↓ -68% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $8,061.50 | ↓ -68% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $8,464.58 | ↓ -66% |
| CHOICECARE [177] | NWR CHOICE CARE | $8,577.44 | ↓ -65% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $8,867.65 | ↓ -64% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $10,343.00 | ↓ -58% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $10,355.80 | ↓ -58% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $11,286.10 | ↓ -55% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $11,492.00 | ↓ -54% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $11,769.79 | ↓ -53% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $12,092.25 | ↓ -51% |
| BEECHSTREET [176] | NWR BEECHSTREET | $12,898.40 | ↓ -48% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $16,123.00 | ↓ -35% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $16,123.00 | ↓ -35% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Insertion subcutaneous cardiac rhythm monitor at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $10,417.20 | $5,555.84 – $15,973.04 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $4,000.00 | $2,414.00 – $14,366.26 |
| Advocate Christ Medical Center | Oak Lawn | $6,775.00 | $5,338.70 – $47,462.00 |
| Northwestern Memorial Hospital | Chicago | $42,437.38 | not published |
| Advocate Condell Medical Center | Libertyville | $9,090.00 | $7,162.92 – $24,503.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $10,635.00 | $8,380.38 – $47,462.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $16,526.12 | $75.34 – $9,110.02 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $4,000.00 | $2,414.00 – $14,366.26 |