Ins cerv dilator (sep proc) at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$7,115.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,165.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$114.64 with AETNA HEALTH PLAN [171] vs $4,445.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $114.64 | ↓ -98% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $117.02 | ↓ -98% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $180.28 | ↓ -97% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $183.55 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $201.37 | ↓ -97% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $201.37 | ↓ -97% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $204.34 | ↓ -97% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $210.87 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $211.94 | ↓ -97% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $211.94 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $283.93 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $283.93 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $283.93 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $289.28 | ↓ -96% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $297.00 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $311.85 | ↓ -96% |
| CHOICECARE [177] | NWR CHOICE CARE | $316.01 | ↓ -96% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $326.70 | ↓ -95% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $381.53 | ↓ -95% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $415.80 | ↓ -94% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $433.62 | ↓ -94% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $445.50 | ↓ -94% |
| BEECHSTREET [176] | NWR BEECHSTREET | $475.20 | ↓ -93% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $594.00 | ↓ -92% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $594.00 | ↓ -92% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $4,001.00 | ↓ -44% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $4,445.00 | ↓ -38% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Ins cerv dilator (sep proc) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $150.60 | $230.92 – $581.81 |
| MercyOne Genesis Aledo Medical Center | Aledo | $150.60 | $1,575.68 – $2,970.16 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $162.50 | $319.70 – $529.02 |
| Northwestern Memorial Hospital | Chicago | $1,843.10 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $640.48 | $57.87 – $353.06 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $162.50 | $319.70 – $529.02 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $380.60 | $326.55 – $342.88 |
| Advocate Illinois Masonic Medical Center | Chicago | $382.50 | $266.99 – $622.71 |