Ins cath ren art 1st bi at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$14,364.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$20,521.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.00 with UNITED HEALTHCARE [158] vs $11,398.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE [158] | NWR UHC CORE | $18.00 | ↓ -100% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $18.00 | ↓ -100% |
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $2,199.81 | ↓ -85% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $2,245.41 | ↓ -84% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $3,459.29 | ↓ -76% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $3,521.98 | ↓ -75% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $3,863.92 | ↓ -73% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $3,863.92 | ↓ -73% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $3,920.91 | ↓ -73% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $4,046.29 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $4,066.81 | ↓ -72% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $4,066.81 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $5,448.24 | ↓ -62% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $5,448.24 | ↓ -62% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $5,448.24 | ↓ -62% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $5,550.83 | ↓ -61% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $5,699.00 | ↓ -60% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $5,983.95 | ↓ -58% |
| CHOICECARE [177] | NWR CHOICE CARE | $6,063.74 | ↓ -58% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $6,268.90 | ↓ -56% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $7,320.94 | ↓ -49% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $7,978.60 | ↓ -44% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $8,320.54 | ↓ -42% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $8,548.50 | ↓ -40% |
| BEECHSTREET [176] | NWR BEECHSTREET | $9,118.40 | ↓ -37% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $11,398.00 | ↓ -21% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $11,398.00 | ↓ -21% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
Visitor-reported prices
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Ins cath ren art 1st bi at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $5,355.00 | $2,752.32 – $5,338.76 |
| MercyOne Genesis Aledo Medical Center | Aledo | $3,481.80 | $2,970.16 – $2,970.16 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $1,875.00 | $3,217.00 – $5,481.46 |
| Advocate Christ Medical Center | Oak Lawn | $2,865.00 | $2,257.62 – $17,439.00 |
| Northwestern Memorial Hospital | Chicago | $23,957.00 | $18.75 – $18.75 |
| Advocate Condell Medical Center | Libertyville | $4,610.00 | $3,632.68 – $9,476.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $4,215.00 | $3,321.42 – $17,439.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $7,996.37 | $305.90 – $4,408.00 |