HIV prep, ftc/tdf 200/300mg at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$283.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$404.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.01 with AETNA HEALTH PLAN [171] vs $5.25 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $1.01 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $1.47 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $1.47 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $1.55 ↓ -99%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $1.59 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $1.81 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $1.86 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $1.87 ↓ -99%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $1.87 ↓ -99%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $2.04 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $2.04 ↓ -99%
UNITED HEALTHCARE [158] NWR UHC CORE $2.49 ↓ -99%
HEALTHLINK [125] NWR SEIU HEALTHLINK $2.63 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA ASA $2.76 ↓ -99%
UNITED HEALTHCARE [158] NWR UHC HMO/PPO $2.77 ↓ -99%
CHOICECARE [177] NWR CHOICE CARE $2.79 ↓ -99%
MULTIPLAN/PHCS [142] NWR PHCS PPO $3.31 ↓ -99%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $3.68 ↓ -99%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $3.83 ↓ -99%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $3.94 ↓ -99%
BEECHSTREET [176] NWR BEECHSTREET $4.20 ↓ -99%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $5.25 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $5.25 ↓ -98%
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital

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HIV prep, ftc/tdf 200/300mg at other Illinois hospitals

Hospital City Cash price Negotiated range
Northwestern Medicine Palos Hospital Palos Heights $9.45 not published
HSHS St. John's Hospital IL 62769|301 N. 8th St. $75.64 $1.34 – $105.05
HSHS St. Anthony's Memorial Hospital Mattoon $106.13 $1.34 – $147.40
MercyOne Genesis Silvis Medical Center Silvis not published $1.81 – $2.72
MercyOne Genesis Aledo Medical Center Aledo not published $1.74 – $1.74
Advocate Christ Medical Center Oak Lawn not published $2.04 – $221.56
Advocate Condell Medical Center Libertyville not published $2.04 – $173.71
Advocate Good Samaritan Hospital Downers Grove not published $2.04 – $221.56

All Illinois hospitals for this procedure →