Generator emblem MRI sicd subq at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$70,611.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$100,873.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8,350.18 with AETNA HEALTH PLAN [171] vs $43,265.19 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $8,350.18 | ↓ -88% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $8,523.24 | ↓ -88% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $12,633.44 | ↓ -82% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $12,633.44 | ↓ -82% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $13,130.99 | ↓ -81% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $13,368.94 | ↓ -81% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $14,666.90 | ↓ -79% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $14,666.90 | ↓ -79% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $14,883.23 | ↓ -79% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $15,359.14 | ↓ -78% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $15,437.02 | ↓ -78% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $15,437.02 | ↓ -78% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $20,507.70 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $20,680.76 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $20,680.76 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $20,680.76 | ↓ -71% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $21,632.60 | ↓ -69% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $22,800.76 | ↓ -68% |
| CHOICECARE [177] | NWR CHOICE CARE | $23,017.08 | ↓ -67% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $27,257.07 | ↓ -61% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $27,789.23 | ↓ -61% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $30,285.63 | ↓ -57% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $31,583.59 | ↓ -55% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $32,448.89 | ↓ -54% |
| BEECHSTREET [176] | NWR BEECHSTREET | $34,612.15 | ↓ -51% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $43,265.19 | ↓ -39% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $43,265.19 | ↓ -39% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Generator emblem MRI sicd subq at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $45,000.00 | $11,383.36 – $30,948.51 |
| MercyOne Genesis Aledo Medical Center | Aledo | $45,000.00 | $16,007.85 – $16,719.31 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $15,964.57 | not published |
| Advocate Christ Medical Center | Oak Lawn | $37,700.00 | $9,025.38 – $28,652.00 |
| Northwestern Memorial Hospital | Chicago | $98,044.24 | not published |
| Advocate Condell Medical Center | Libertyville | $36,630.00 | $8,108.82 – $30,313.36 |
| Advocate Good Samaritan Hospital | Downers Grove | $27,133.75 | $14,056.39 – $33,668.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $35,392.00 | $11,989.04 – $23,314.48 |