Fl exam g/colon tube w contrast at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$523.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$748.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$135.29 with AETNA HEALTH PLAN [171] vs $770.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $135.29 | ↓ -74% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $138.10 | ↓ -74% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $212.75 | ↓ -59% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $216.61 | ↓ -59% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $237.64 | ↓ -55% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $237.64 | ↓ -55% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $241.14 | ↓ -54% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $248.86 | ↓ -53% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $250.12 | ↓ -52% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $250.12 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $335.08 | ↓ -36% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $335.08 | ↓ -36% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $335.08 | ↓ -36% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $341.39 | ↓ -35% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $350.50 | ↓ -33% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $368.03 | ↓ -30% |
| CHOICECARE [177] | NWR CHOICE CARE | $372.93 | ↓ -29% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $385.55 | ↓ -26% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $450.25 | ↓ -14% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $490.70 | ↓ -6% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $511.73 | ↓ -2% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $525.75 | ↑ +0% |
| BEECHSTREET [176] | NWR BEECHSTREET | $560.80 | ↑ +7% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $692.00 | ↑ +32% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $701.00 | ↑ +34% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $701.00 | ↑ +34% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $770.00 | ↑ +47% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Fl exam g/colon tube w contrast at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $298.80 | $114.38 – $2,143.62 |
| MercyOne Genesis Aledo Medical Center | Aledo | $298.80 | $78.00 – $268.49 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $198.75 | $250.32 – $414.22 |
| Advocate Christ Medical Center | Oak Lawn | $430.00 | $220.00 – $688.00 |
| Northwestern Memorial Hospital | Chicago | $523.95 | not published |
| Advocate Condell Medical Center | Libertyville | $430.00 | $195.00 – $688.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $430.00 | $220.00 – $688.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $499.78 | $27.29 – $275.50 |