Excision graft extremity at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$16,016.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$22,880.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,415.84 with AETNA HEALTH PLAN [171] vs $22,880.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $4,415.84 | ↓ -72% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $4,507.36 | ↓ -72% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $6,944.08 | ↓ -57% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $7,069.92 | ↓ -56% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $7,756.32 | ↓ -52% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $7,756.32 | ↓ -52% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $7,870.72 | ↓ -51% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $8,122.40 | ↓ -49% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $8,163.58 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $8,163.58 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $10,936.64 | ↓ -32% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $10,936.64 | ↓ -32% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $10,936.64 | ↓ -32% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $11,142.56 | ↓ -30% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $11,440.00 | ↓ -29% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $12,012.00 | ↓ -25% |
| CHOICECARE [177] | NWR CHOICE CARE | $12,172.16 | ↓ -24% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $12,584.00 | ↓ -21% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $14,695.82 | ↓ -8% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $16,016.00 | ↑ +0% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $16,702.40 | ↑ +4% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $17,160.00 | ↑ +7% |
| BEECHSTREET [176] | NWR BEECHSTREET | $18,304.00 | ↑ +14% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $22,880.00 | ↑ +43% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $22,880.00 | ↑ +43% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Excision graft extremity at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $1,131.60 | $1,735.12 – $2,093.33 |
| MercyOne Genesis Aledo Medical Center | Aledo | $1,131.60 | $2,970.16 – $2,970.16 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,379.20 | $482.69 – $2,448.63 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $16,016.00 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $16,016.00 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $16,016.00 | not published |
| Northwestern Medicine Marianjoy Rehabilitation Hospital | Wheaton | $16,016.00 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $16,016.00 | not published |