Excision benign lesion scalp/neck/hands/feet/genitalia 1.1 - 2.0 cm at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$3,959.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,656.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,091.61 with AETNA HEALTH PLAN [171] vs $5,656.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $1,091.61 | ↓ -72% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $1,114.23 | ↓ -72% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $1,716.60 | ↓ -57% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $1,747.70 | ↓ -56% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $1,917.38 | ↓ -52% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $1,917.38 | ↓ -52% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $1,945.66 | ↓ -51% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $2,007.88 | ↓ -49% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $2,018.06 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $2,018.06 | ↓ -49% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $2,703.57 | ↓ -32% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $2,703.57 | ↓ -32% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $2,703.57 | ↓ -32% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $2,754.47 | ↓ -30% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $2,828.00 | ↓ -29% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $2,969.40 | ↓ -25% |
| CHOICECARE [177] | NWR CHOICE CARE | $3,008.99 | ↓ -24% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $3,110.80 | ↓ -21% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $3,632.85 | ↓ -8% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $3,959.20 | ↑ +0% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $4,128.88 | ↑ +4% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $4,242.00 | ↑ +7% |
| BEECHSTREET [176] | NWR BEECHSTREET | $4,524.80 | ↑ +14% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $5,656.00 | ↑ +43% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $5,656.00 | ↑ +43% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Excision benign lesion scalp/neck/hands/feet/genitalia 1.1 - 2.0 cm at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $329.40 | $505.08 – $1,220.29 |
| MercyOne Genesis Aledo Medical Center | Aledo | $329.40 | $2,970.16 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $3,959.20 | not published |
| Advocate Good Samaritan Hospital | Downers Grove | $1,790.00 | $1,410.52 – $3,242.82 |
| UnityPoint Health - Trinity Moline | Rock Island | $440.00 | $124.19 – $1,260.48 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $1,577.40 | $1,769.88 – $1,858.38 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $1,577.40 | $1,769.88 – $1,858.38 |
| OSF Holy Family Medical Center | Monmouth | $2,427.20 | not published |