Exchange drainage catheter at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$6,320.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$9,029.97
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$364.00 with UNITED HEALTHCARE [158] vs $4,510.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE [158] | NWR UHC CORE | $364.00 | ↓ -94% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $404.00 | ↓ -94% |
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $870.43 | ↓ -86% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $888.47 | ↓ -86% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $1,368.79 | ↓ -78% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $1,393.59 | ↓ -78% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $1,528.89 | ↓ -76% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $1,528.89 | ↓ -76% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $1,551.44 | ↓ -75% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $1,601.05 | ↓ -75% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $1,609.17 | ↓ -75% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $1,609.17 | ↓ -75% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $2,155.78 | ↓ -66% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $2,155.78 | ↓ -66% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $2,155.78 | ↓ -66% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $2,196.37 | ↓ -65% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $2,255.00 | ↓ -64% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $2,367.75 | ↓ -63% |
| CHOICECARE [177] | NWR CHOICE CARE | $2,399.32 | ↓ -62% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $2,480.50 | ↓ -61% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $2,896.77 | ↓ -54% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $3,157.00 | ↓ -50% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $3,292.30 | ↓ -48% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $3,382.50 | ↓ -46% |
| BEECHSTREET [176] | NWR BEECHSTREET | $3,608.00 | ↓ -43% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $4,510.00 | ↓ -29% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $4,510.00 | ↓ -29% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
Visitor-reported prices
Comments
Exchange drainage catheter at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $1,100.00 | $2,013.15 – $3,331.27 |
| Advocate Christ Medical Center | Oak Lawn | $2,620.00 | $2,064.56 – $6,181.00 |
| Northwestern Memorial Hospital | Chicago | $8,048.33 | $12.50 – $12.50 |
| Advocate Condell Medical Center | Libertyville | $2,850.00 | $2,245.80 – $4,636.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,375.00 | $1,871.50 – $6,181.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $2,018.51 | $62.88 – $1,475.78 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $1,100.00 | $2,013.15 – $3,331.27 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $2,122.45 | $2,056.34 – $2,159.15 |