Electrd sq emblem s-icd at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$13,115.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$18,736.76
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$2,071.13 with AETNA HEALTH PLAN [171] vs $10,731.25 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $2,071.13 | ↓ -84% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $2,114.06 | ↓ -84% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $3,133.53 | ↓ -76% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $3,133.53 | ↓ -76% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $3,256.93 | ↓ -75% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $3,315.96 | ↓ -75% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $3,637.89 | ↓ -72% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $3,637.89 | ↓ -72% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $3,691.55 | ↓ -72% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $3,809.59 | ↓ -71% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $3,828.91 | ↓ -71% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $3,828.91 | ↓ -71% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $5,086.61 | ↓ -61% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $5,129.54 | ↓ -61% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $5,129.54 | ↓ -61% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $5,129.54 | ↓ -61% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $5,365.63 | ↓ -59% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $5,655.37 | ↓ -57% |
| CHOICECARE [177] | NWR CHOICE CARE | $5,709.03 | ↓ -56% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $6,760.69 | ↓ -48% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $6,892.68 | ↓ -47% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $7,511.88 | ↓ -43% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $7,833.81 | ↓ -40% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $8,048.44 | ↓ -39% |
| BEECHSTREET [176] | NWR BEECHSTREET | $8,585.00 | ↓ -35% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $10,731.25 | ↓ -18% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $10,731.25 | ↓ -18% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Electrd sq emblem s-icd at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $10,206.00 | $5,400.00 – $14,681.25 |
| MercyOne Genesis Aledo Medical Center | Aledo | $10,206.00 | $7,593.75 – $7,931.25 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $4,016.25 | not published |
| Advocate Christ Medical Center | Oak Lawn | $10,160.15 | $2,185.09 – $6,936.80 |
| Northwestern Memorial Hospital | Chicago | $36,562.42 | not published |
| Advocate Condell Medical Center | Libertyville | $8,492.85 | $3,634.94 – $13,588.56 |
| UnityPoint Health - Trinity Moline | Rock Island | $10,240.00 | $3,468.80 – $6,745.60 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $4,016.25 | not published |