Cyclosporine modified 25 mg capsule at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$4.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$7.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.43 with AETNA HEALTH PLAN [171] vs $2.25 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $0.43 ↓ -91%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $0.68 ↓ -86%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $0.76 ↓ -84%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $0.76 ↓ -84%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $0.77 ↓ -84%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $0.80 ↓ -84%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $0.80 ↓ -84%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $0.80 ↓ -84%
UNITED HEALTHCARE [158] NWR UHC CORE $1.07 ↓ -78%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $1.08 ↓ -78%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $1.08 ↓ -78%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $1.08 ↓ -78%
HEALTHLINK [125] NWR SEIU HEALTHLINK $1.13 ↓ -77%
AETNA HEALTH PLAN [171] NWR AETNA ASA $1.18 ↓ -76%
UNITED HEALTHCARE [158] NWR UHC HMO/PPO $1.19 ↓ -76%
CHOICECARE [177] NWR CHOICE CARE $1.20 ↓ -76%
MULTIPLAN/PHCS [142] NWR PHCS PPO $1.42 ↓ -71%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $1.58 ↓ -68%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $1.64 ↓ -67%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $1.69 ↓ -66%
BEECHSTREET [176] NWR BEECHSTREET $1.80 ↓ -63%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $2.25 ↓ -54%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $2.25 ↓ -54%
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital

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Cyclosporine modified 25 mg capsule at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $9.62 $2.35 – $6.39
MercyOne Genesis Aledo Medical Center Aledo $9.62 $1.73 – $3.45
Uchicago Medicine Adventhealth Hinsdale Hinsdale $2.79 $1.61 – $1.61
Northwestern Memorial Hospital Chicago $24.85 not published
UnityPoint Health - Trinity Moline Rock Island $4.28 $0.74 – $2.49
Uchicago Medicine Adventhealth La Grange La Grange $2.79 $1.61 – $1.61
Uchicago Medicine Adventhealth Bolingbrook Bolingbrook $2.79 $1.17 – $1.61
Uchicago Medicine Adventhealth Glenoaks Glendale Heights $2.79 $1.61 – $1.61

All Illinois hospitals for this procedure →