Clsd tx trimall ankle fx w/manip 27818 at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$2,609.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,728.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$719.50 with AETNA HEALTH PLAN [171] vs $3,728.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $719.50 ↓ -72%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $734.42 ↓ -72%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $1,131.45 ↓ -57%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $1,151.95 ↓ -56%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $1,282.43 ↓ -51%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $1,323.44 ↓ -49%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $1,330.15 ↓ -49%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $1,330.15 ↓ -49%
AETNA HEALTH PLAN [171] NWR AETNA $1,815.54 ↓ -30%
HEALTHLINK [125] NWR SEIU HEALTHLINK $1,864.00 ↓ -29%
AETNA HEALTH PLAN [171] NWR AETNA ASA $1,957.20 ↓ -25%
CHOICECARE [177] NWR CHOICE CARE $1,983.30 ↓ -24%
THE ALLIANCE [1703] NWR THE ALLIANCE $2,394.49 ↓ -8%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $2,609.60 ↑ +0%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $2,721.44 ↑ +4%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $2,796.00 ↑ +7%
BEECHSTREET [176] NWR BEECHSTREET $2,982.40 ↑ +14%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $3,728.00 ↑ +43%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $3,728.00 ↑ +43%
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital

Visitor-reported prices

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Clsd tx trimall ankle fx w/manip 27818 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $917.40 $163.52 – $2,502.45
MercyOne Genesis Aledo Medical Center Aledo $917.40 $235.06 – $1,761.03
Uchicago Medicine Adventhealth Hinsdale Hinsdale $1,075.00 $430.00 – $2,791.51
Advocate Christ Medical Center Oak Lawn $1,790.00 $1,410.52 – $3,203.13
Northwestern Memorial Hospital Chicago $2,609.60 not published
Advocate Condell Medical Center Libertyville $1,790.00 $1,410.52 – $3,203.13
Advocate Good Samaritan Hospital Downers Grove $1,790.00 $1,410.52 – $3,203.13
UnityPoint Health - Trinity Moline Rock Island $2,387.20 $248.10 – $1,245.06

All Illinois hospitals for this procedure →