Clos txnose fx without stablz 21315 at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$4,029.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,756.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,110.91 with AETNA HEALTH PLAN [171] vs $5,756.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $1,110.91 ↓ -72%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $1,133.93 ↓ -72%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $1,746.95 ↓ -57%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $1,778.60 ↓ -56%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $1,951.28 ↓ -52%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $1,951.28 ↓ -52%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $1,980.06 ↓ -51%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $2,043.38 ↓ -49%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $2,053.74 ↓ -49%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $2,053.74 ↓ -49%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $2,751.37 ↓ -32%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $2,751.37 ↓ -32%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $2,751.37 ↓ -32%
AETNA HEALTH PLAN [171] NWR AETNA $2,803.17 ↓ -30%
HEALTHLINK [125] NWR SEIU HEALTHLINK $2,878.00 ↓ -29%
AETNA HEALTH PLAN [171] NWR AETNA ASA $3,021.90 ↓ -25%
CHOICECARE [177] NWR CHOICE CARE $3,062.19 ↓ -24%
THE ALLIANCE [1703] NWR THE ALLIANCE $3,697.08 ↓ -8%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $4,201.88 ↑ +4%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $4,317.00 ↑ +7%
BEECHSTREET [176] NWR BEECHSTREET $4,604.80 ↑ +14%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $5,756.00 ↑ +43%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $5,756.00 ↑ +43%
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO not published by hospital

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Clos txnose fx without stablz 21315 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $537.00 $478.73 – $823.40
MercyOne Genesis Aledo Medical Center Aledo $537.00 $1,296.52 – $2,970.16
Northwestern Memorial Hospital Chicago $4,029.20 not published
Advocate Good Samaritan Hospital Downers Grove $1,735.00 $1,367.18 – $2,964.70
UnityPoint Health - Trinity Moline Rock Island $1,299.42 $53.80 – $1,152.38
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $1,947.00 $1,662.71 – $1,745.84
Advocate Illinois Masonic Medical Center Chicago $1,735.00 $1,367.18 – $2,964.70
Advocate Childrens Hospital - Park Ridge Park Ridge $1,735.00 $1,367.18 – $2,964.70

All Illinois hospitals for this procedure →