#cbg+cort-cbg at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$150.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$215.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$33.39 with AETNA HEALTH PLAN [171] vs $173.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $33.39 | ↓ -78% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $52.51 | ↓ -65% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $59.51 | ↓ -60% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $61.42 | ↓ -59% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $61.73 | ↓ -59% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $61.73 | ↓ -59% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $86.50 | ↓ -43% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $90.83 | ↓ -40% |
| CHOICECARE [177] | NWR CHOICE CARE | $92.04 | ↓ -39% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $108.99 | ↓ -28% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $121.10 | ↓ -20% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $126.29 | ↓ -16% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $129.75 | ↓ -14% |
| BEECHSTREET [176] | NWR BEECHSTREET | $138.40 | ↓ -8% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $173.00 | ↑ +15% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $173.00 | ↑ +15% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
#cbg+cort-cbg at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $85.80 | $10.76 – $131.56 |
| MercyOne Genesis Aledo Medical Center | Aledo | $61.80 | $20.70 – $48.41 |
| Northwestern Memorial Hospital | Chicago | $150.50 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $36.00 | $3.50 – $28.80 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $79.75 | $18.00 – $18.90 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $79.75 | $18.00 – $18.90 |
| OSF Holy Family Medical Center | Monmouth | $192.00 | not published |
| OSF Sacred Heart Medical Center – Urbana | Danville | $141.60 | $18.00 – $18.36 |