Cath steerable flex adv 12f at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$3,881.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,544.45
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.44 with AETNA HEALTH PLAN [171] vs $54.09 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $10.44 | ↓ -100% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $10.66 | ↓ -100% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $16.42 | ↓ -100% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $16.71 | ↓ -100% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $18.34 | ↓ -100% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $18.34 | ↓ -100% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $18.61 | ↓ -100% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $19.20 | ↓ -100% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $19.30 | ↓ -100% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $19.30 | ↓ -100% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $25.64 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $25.86 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $25.86 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $25.86 | ↓ -99% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $26.34 | ↓ -99% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $27.05 | ↓ -99% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $28.40 | ↓ -99% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $28.51 | ↓ -99% |
| CHOICECARE [177] | NWR CHOICE CARE | $28.78 | ↓ -99% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $34.08 | ↓ -99% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $34.74 | ↓ -99% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $37.86 | ↓ -99% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $39.49 | ↓ -99% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $40.57 | ↓ -99% |
| BEECHSTREET [176] | NWR BEECHSTREET | $43.27 | ↓ -99% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $54.09 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $54.09 | ↓ -99% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Cath steerable flex adv 12f at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $2,925.00 | $2.56 – $7.36 |
| MercyOne Genesis Aledo Medical Center | Aledo | $2,925.00 | $3.60 – $3.76 |
| Advocate Christ Medical Center | Oak Lawn | $2,515.50 | $550.90 – $1,262.80 |
| Northwestern Memorial Hospital | Chicago | $12,564.40 | not published |
| Advocate Condell Medical Center | Libertyville | $3,029.00 | $1,968.94 – $3,997.84 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,522.00 | $619.01 – $1,418.94 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,180.37 | $1,077.35 – $2,095.07 |
| Advocate Illinois Masonic Medical Center | Chicago | $3,451.50 | $1,757.22 – $4,098.49 |