Cath segmntl pulm art at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$36,920.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$52,742.94

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$146.10 with AETNA HEALTH PLAN [171] vs $757.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $146.10 ↓ -100%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $149.13 ↓ -100%
UNITED HEALTHCARE [158] NWR UHC CORE $229.00 ↓ -99%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $229.75 ↓ -99%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $233.91 ↓ -99%
UNITED HEALTHCARE [158] NWR UHC HMO/PPO $255.00 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $256.62 ↓ -99%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $256.62 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $260.41 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $268.74 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $270.10 ↓ -99%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $270.10 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $361.85 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $361.85 ↓ -99%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $361.85 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA $368.66 ↓ -99%
HEALTHLINK [125] NWR SEIU HEALTHLINK $378.50 ↓ -99%
AETNA HEALTH PLAN [171] NWR AETNA ASA $397.43 ↓ -99%
CHOICECARE [177] NWR CHOICE CARE $402.72 ↓ -99%
MULTIPLAN/PHCS [142] NWR PHCS PPO $416.35 ↓ -99%
THE ALLIANCE [1703] NWR THE ALLIANCE $486.22 ↓ -99%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $529.90 ↓ -99%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $552.61 ↓ -99%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $567.75 ↓ -98%
BEECHSTREET [176] NWR BEECHSTREET $605.60 ↓ -98%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $757.00 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $757.00 ↓ -98%
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital

Visitor-reported prices

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Cath segmntl pulm art at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,885.20 $661.27 – $2,890.64
Advocate Christ Medical Center Oak Lawn $450.00 $354.60 – $6,291.00
Advocate Condell Medical Center Libertyville $735.00 $579.18 – $4,528.00
Advocate Good Samaritan Hospital Downers Grove $1,465.00 $1,154.42 – $6,291.00
UnityPoint Health - Trinity Moline Rock Island $4,411.20 $152.53 – $1,432.60
Advocate Illinois Masonic Medical Center Chicago $910.00 $717.08 – $6,291.00
Advocate Childrens Hospital - Park Ridge Park Ridge $1,120.00 $882.56 – $6,291.00
Advocate Sherman Hospital Elgin $775.00 $575.05 – $4,116.00

All Illinois hospitals for this procedure →