Cath ablt rx lasr 2.0mm turbo at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$10,291.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,701.81
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,029.71 with AETNA HEALTH PLAN [171] vs $10,516.63 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $2,029.71 | ↓ -80% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $2,071.78 | ↓ -80% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $3,191.80 | ↓ -69% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $3,249.64 | ↓ -68% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $3,565.14 | ↓ -65% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $3,565.14 | ↓ -65% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $3,617.72 | ↓ -65% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $3,733.40 | ↓ -64% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $3,752.33 | ↓ -64% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $3,752.33 | ↓ -64% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $4,984.88 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $5,026.95 | ↓ -51% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $5,026.95 | ↓ -51% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $5,026.95 | ↓ -51% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $5,121.60 | ↓ -50% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $5,258.32 | ↓ -49% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $5,521.23 | ↓ -46% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $5,542.26 | ↓ -46% |
| CHOICECARE [177] | NWR CHOICE CARE | $5,594.85 | ↓ -46% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $6,625.48 | ↓ -36% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $6,754.83 | ↓ -34% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $7,361.64 | ↓ -28% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $7,677.14 | ↓ -25% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $7,887.47 | ↓ -23% |
| BEECHSTREET [176] | NWR BEECHSTREET | $8,413.30 | ↓ -18% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $10,516.63 | ↑ +2% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $10,516.63 | ↑ +2% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Cath ablt rx lasr 2.0mm turbo at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $7,639.20 | $1,770.24 – $5,089.44 |
| MercyOne Genesis Aledo Medical Center | Aledo | $7,639.20 | $2,489.40 – $2,600.04 |
| Advocate Christ Medical Center | Oak Lawn | $5,645.58 | $3,940.61 – $9,032.92 |
| Northwestern Memorial Hospital | Chicago | $28,688.72 | not published |
| Advocate Condell Medical Center | Libertyville | $6,757.00 | $5,324.52 – $10,811.20 |
| UnityPoint Health - Trinity Moline | Rock Island | $7,085.39 | $2,400.17 – $4,667.50 |
| Advocate Illinois Masonic Medical Center | Chicago | $5,960.05 | $4,028.16 – $9,395.19 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $5,960.05 | $3,031.24 – $6,948.40 |