Bronchoscopy/lung bx addl 31632 at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$38,931.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$55,617.03

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$547.16 with AETNA HEALTH PLAN [171] vs $2,835.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $547.16 ↓ -99%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $558.50 ↓ -99%
UNITED HEALTHCARE [158] NWR UHC CORE $692.00 ↓ -98%
UNITED HEALTHCARE [158] NWR UHC HMO/PPO $770.00 ↓ -98%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $860.42 ↓ -98%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $876.02 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $961.07 ↓ -98%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $961.07 ↓ -98%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $975.24 ↓ -97%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $1,006.43 ↓ -97%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $1,011.53 ↓ -97%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $1,011.53 ↓ -97%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $1,355.13 ↓ -97%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $1,355.13 ↓ -97%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $1,355.13 ↓ -97%
AETNA HEALTH PLAN [171] NWR AETNA $1,380.65 ↓ -96%
HEALTHLINK [125] NWR SEIU HEALTHLINK $1,417.50 ↓ -96%
AETNA HEALTH PLAN [171] NWR AETNA ASA $1,488.38 ↓ -96%
CHOICECARE [177] NWR CHOICE CARE $1,508.22 ↓ -96%
MULTIPLAN/PHCS [142] NWR PHCS PPO $1,559.25 ↓ -96%
THE ALLIANCE [1703] NWR THE ALLIANCE $1,820.92 ↓ -95%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $1,984.50 ↓ -95%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $2,069.55 ↓ -95%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $2,126.25 ↓ -95%
BEECHSTREET [176] NWR BEECHSTREET $2,268.00 ↓ -94%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $2,835.00 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $2,835.00 ↓ -93%
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital

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Bronchoscopy/lung bx addl 31632 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $141.00 $216.20 – $1,801.98
MercyOne Genesis Aledo Medical Center Aledo $141.00 $2,970.16 – $2,970.16
UnityPoint Health - Trinity Moline Rock Island $160.80 $43.65 – $117.50
OSF Little Company of Mary Medical Center Evergreen Park $2,569.80 $308.00 – $1,471.00
OSF Saint Anthony's Health Center Alton $1,167.60 $118.08 – $146.00
OSF Saint Anthony Medical Center Rockford $1,445.40 $68.25 – $1,468.00
OSF Saint Francis Medical Center Peoria $4,053.60 $68.25 – $693.00
Northwestern Medicine Delnor Hospital Geneva $1,229.20 not published

All Illinois hospitals for this procedure →