Biospy of bladder at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$18,859.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$26,941.96
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$346.00 with UNITED HEALTHCARE [158] vs $3,162.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE [158] | NWR UHC CORE | $346.00 | ↓ -98% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $385.00 | ↓ -98% |
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $610.27 | ↓ -97% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $622.91 | ↓ -97% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $959.67 | ↓ -95% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $977.06 | ↓ -95% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $1,031.13 | ↓ -95% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $1,031.13 | ↓ -95% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $1,087.73 | ↓ -94% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $1,116.19 | ↓ -94% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $1,116.19 | ↓ -94% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $1,122.51 | ↓ -94% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $1,422.90 | ↓ -92% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $1,422.90 | ↓ -92% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $1,422.90 | ↓ -92% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $1,539.89 | ↓ -92% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $1,581.00 | ↓ -92% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $1,660.05 | ↓ -91% |
| CHOICECARE [177] | NWR CHOICE CARE | $1,682.18 | ↓ -91% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $1,739.10 | ↓ -91% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $2,030.95 | ↓ -89% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $2,213.40 | ↓ -88% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $2,308.26 | ↓ -88% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $2,371.50 | ↓ -87% |
| BEECHSTREET [176] | NWR BEECHSTREET | $2,529.60 | ↓ -87% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $3,162.00 | ↓ -83% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $3,162.00 | ↓ -83% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
Visitor-reported prices
Comments
Biospy of bladder at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $92.40 | $49.28 – $2,143.62 |
| Advocate Christ Medical Center | Oak Lawn | $835.00 | $367.61 – $6,291.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $980.00 | $367.61 – $6,291.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,399.37 | $189.21 – $8,778.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $457.50 | $360.51 – $6,291.00 |
| Advocate Sherman Hospital | Elgin | $1,605.00 | $367.61 – $4,116.00 |
| Advocate South Suburban Hospital | Hazel Crest | $277.50 | $218.67 – $6,291.00 |
| Advocate Trinity Hospital | Chicago | $277.50 | $218.67 – $6,291.00 |