Air conduction bilat at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$44.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.35 with AETNA HEALTH PLAN [171] vs $64.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $12.35 ↓ -72%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $12.61 ↓ -72%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $19.42 ↓ -57%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $19.78 ↓ -56%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $22.02 ↓ -51%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $22.72 ↓ -49%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $22.84 ↓ -49%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $22.84 ↓ -49%
AETNA HEALTH PLAN [171] NWR AETNA $31.17 ↓ -30%
HEALTHLINK [125] NWR SEIU HEALTHLINK $32.00 ↓ -29%
AETNA HEALTH PLAN [171] NWR AETNA ASA $33.60 ↓ -25%
CHOICECARE [177] NWR CHOICE CARE $34.05 ↓ -24%
MULTIPLAN/PHCS [142] NWR PHCS PPO $40.32 ↓ -10%
THE ALLIANCE [1703] NWR THE ALLIANCE $41.11 ↓ -8%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $44.80 ↑ +0%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $46.72 ↑ +4%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $48.00 ↑ +7%
BEECHSTREET [176] NWR BEECHSTREET $51.20 ↑ +14%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $64.00 ↑ +43%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $64.00 ↑ +43%
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital

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Air conduction bilat at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $55.20 $32.23 – $84.64
MercyOne Genesis Aledo Medical Center Aledo $55.20 $87.27 – $2,970.16
Advocate Christ Medical Center Oak Lawn $112.50 $88.65 – $617.00
Northwestern Memorial Hospital Chicago $44.80 not published
UnityPoint Health - Trinity Moline Rock Island $71.20 $35.29 – $100.28
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $145.75 $142.58 – $149.71
Advocate Illinois Masonic Medical Center Chicago $112.50 $88.65 – $617.00
Advocate Childrens Hospital - Park Ridge Park Ridge $112.50 $88.65 – $617.00

All Illinois hospitals for this procedure →