Ablation cardiac vagal inputs atrium at Northwestern Medicine McHenry Hospital

4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$37,655.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$53,793.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.85 with AETNA HEALTH PLAN [171] vs $5,263.68 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NWR AETNA NM EMPLOYEES $31.85 ↓ -100%
CIGNA HEALTH PLAN [178] NWR CIGNA ALTERNATIVE $32.51 ↓ -100%
MERCY CARE HEALTH PLANS [5013] NWR MERCY CARE $50.08 ↓ -100%
CIGNA HEALTH PLAN [178] NWR CIGNA BROAD $50.99 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PPO $55.94 ↓ -100%
ALTERNATE BLUE CROSS [1402] NWR BCBS PPO $55.94 ↓ -100%
AETNA HEALTH PLAN [171] NWR AETNA APCN/SP $56.76 ↓ -100%
AETNA HEALTH PLAN [171] NWR AETNA IL PREFERRED $58.58 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS HMO $58.87 ↓ -100%
ALTERNATE BLUE CROSS [1402] NWR BCBS HMO $58.87 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE PREFERRED $78.87 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE SELECT $78.87 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS BLUECHOICE OPTIONS $78.87 ↓ -100%
AETNA HEALTH PLAN [171] NWR AETNA $80.36 ↓ -100%
HEALTHLINK [125] NWR SEIU HEALTHLINK $82.50 ↓ -100%
AETNA HEALTH PLAN [171] NWR AETNA ASA $86.63 ↓ -100%
CHOICECARE [177] NWR CHOICE CARE $87.78 ↓ -100%
MULTIPLAN/PHCS [142] NWR PHCS PPO $103.95 ↓ -100%
THE ALLIANCE [1703] NWR THE ALLIANCE $105.98 ↓ -100%
HEALTH'S FINEST NETWORK [126] NWR HFN PLATINUM EPO $115.50 ↓ -100%
HEALTH'S FINEST NETWORK [126] NWR HFN PPO $120.45 ↓ -100%
CIGNA HEALTH PLAN [178] NWR CIGNA BEHAVORIAL BHS $123.75 ↓ -100%
BEECHSTREET [176] NWR BEECHSTREET $132.00 ↓ -100%
BLUE CROSS BLUE SHIELD [1401] NWR BCBS PAR/INDEMNITY ADP $165.00 ↓ -100%
MULTIPLAN/PHCS [142] NWR NON-CONTRACTED PAYORS $165.00 ↓ -100%
UNITED HEALTHCARE [158] NWR UHC CORE $4,734.31 ↓ -87%
UNITED HEALTHCARE [158] NWR UHC HMO/PPO $5,263.68 ↓ -86%
GLOBAL EXCEL [1712] NWR MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NWR BLUE CROSS MEDICARE ADVT not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NWR HUMANA MEDICARE ADVT not published by hospital

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $2,439.00 $25.59 – $895.82
Advocate Christ Medical Center Oak Lawn $620.00 $189.12 – $6,291.00
Advocate Condell Medical Center Libertyville $620.00 $236.49 – $4,528.00
Advocate Good Samaritan Hospital Downers Grove $620.00 $165.48 – $6,291.00
UnityPoint Health - Trinity Moline Rock Island $7,296.69 $121.72 – $4,806.69
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $3,787.85 $137.89 – $144.78
Advocate Illinois Masonic Medical Center Chicago $620.00 $165.48 – $6,291.00
Advocate Childrens Hospital - Park Ridge Park Ridge $620.00 $159.57 – $6,291.00

All Illinois hospitals for this procedure →