Large Joint Injection or Fluid Draw (both sides) at HSHS St. Francis Hospital

1215 FRANCISCAN DRIVE, LITCHFIELD, IL · Hshs · · NPI 1326057076

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$1,516.32

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,106.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$294.84 with BLUE CROSS BLUE SHIELD OF ILLINOIS vs $1,404.00 with HEALTH ALLIANCE MEDICAL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $294.84 ↓ -81%
HUMANA HUMANA MEDICARE $294.84 ↓ -81%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $294.84 ↓ -81%
WEXFORD WEXFORD HEALTH SOURCES $305.47 ↓ -80%
AETNA AETNA MEDICARE $308.88 ↓ -80%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $308.88 ↓ -80%
MOLINA HEALTHCARE MOLINA MEDICARE $309.58 ↓ -80%
MOLINA HEALTHCARE MOLINA MEDICAID $320.74 ↓ -79%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $322.92 ↓ -79%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $322.92 ↓ -79%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $336.02 ↓ -78%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $393.12 ↓ -74%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $393.12 ↓ -74%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $710.42 ↓ -53%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $737.10 ↓ -51%
AETNA AETNA HSHS $763.78 ↓ -50%
HOPETRUST ALL COMMERCIAL HOPETRUST $807.30 ↓ -47%
WELLFIRST ALL COMMERCIAL WELLFIRST $903.19 ↓ -40%
AETNA ALL COMMERCIAL AETNA $987.01 ↓ -35%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $1,041.77 ↓ -31%
CIGNA ALL COMMERCIAL CIGNA $1,123.20 ↓ -26%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $1,126.01 ↓ -26%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $1,126.01 ↓ -26%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $1,179.36 ↓ -22%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $1,193.40 ↓ -21%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $1,193.40 ↓ -21%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $1,197.61 ↓ -21%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $1,197.61 ↓ -21%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $1,197.61 ↓ -21%
HEALTHLINK HEALTHLINK CASINO QUEEN $1,197.61 ↓ -21%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $1,263.60 ↓ -17%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $1,263.60 ↓ -17%
UNITED HEALTHCARE UHC MEDICAID $1,404.00 ↓ -7%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $1,404.00 ↓ -7%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $1,404.00 ↓ -7%
LIVE360 LIVE360 HSHS HEALTHY PLAN $1,404.00 ↓ -7%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $1,404.00 ↓ -7%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $1,404.00 ↓ -7%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $1,404.00 ↓ -7%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $1,404.00 ↓ -7%
NAPHCARE ALL COMMERICAL NAPHCARE $1,404.00 ↓ -7%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $1,404.00 ↓ -7%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Large Joint Injection or Fluid Draw (both sides) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $531.00 $179.52 – $480.85
MercyOne Genesis Aledo Medical Center Aledo $354.00 $126.00 – $324.53
Uchicago Medicine Adventhealth Hinsdale Hinsdale $250.00 $322.03 – $532.87
Advocate Christ Medical Center Oak Lawn $680.00 $425.52 – $6,291.00
Northwestern Memorial Hospital Chicago $207.90 not published
Advocate Condell Medical Center Libertyville $1,060.00 $429.46 – $4,528.00
Advocate Good Samaritan Hospital Downers Grove $750.00 $226.55 – $6,291.00
UnityPoint Health - Trinity Moline Rock Island $1,135.35 $40.47 – $312.93

All Illinois hospitals for this procedure →