Arm CT Scan (with contrast, both arms) at HSHS St. Francis Hospital

1215 FRANCISCAN DRIVE, LITCHFIELD, IL · Hshs · · NPI 1326057076

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$2,645.28

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,674.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$377.20 with WEXFORD vs $3,674.00 with HEALTH ALLIANCE MEDICAL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WEXFORD WEXFORD HEALTH SOURCES $377.20 ↓ -86%
MOLINA HEALTHCARE MOLINA MEDICAID $396.06 ↓ -85%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $414.92 ↓ -84%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $771.54 ↓ -71%
HUMANA HUMANA MEDICARE $771.54 ↓ -71%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $771.54 ↓ -71%
AETNA AETNA MEDICARE $808.28 ↓ -69%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $808.28 ↓ -69%
MOLINA HEALTHCARE MOLINA MEDICARE $810.12 ↓ -69%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $845.02 ↓ -68%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $845.02 ↓ -68%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $1,028.72 ↓ -61%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $1,028.72 ↓ -61%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $1,859.04 ↓ -30%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $1,928.85 ↓ -27%
AETNA AETNA HSHS $1,998.66 ↓ -24%
HOPETRUST ALL COMMERCIAL HOPETRUST $2,112.55 ↓ -20%
CIGNA ALL COMMERCIAL CIGNA $2,290.00 ↓ -13%
WELLFIRST ALL COMMERCIAL WELLFIRST $2,363.48 ↓ -11%
AETNA ALL COMMERCIAL AETNA $2,582.82 ↓ -2%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $2,726.11 ↑ +3%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $2,946.55 ↑ +11%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $2,946.55 ↑ +11%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $3,086.16 ↑ +17%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $3,122.90 ↑ +18%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $3,122.90 ↑ +18%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $3,133.92 ↑ +18%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $3,133.92 ↑ +18%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $3,133.92 ↑ +18%
HEALTHLINK HEALTHLINK CASINO QUEEN $3,133.92 ↑ +18%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $3,306.60 ↑ +25%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $3,306.60 ↑ +25%
UNITED HEALTHCARE UHC MEDICAID $3,674.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $3,674.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $3,674.00 ↑ +39%
LIVE360 LIVE360 HSHS HEALTHY PLAN $3,674.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $3,674.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $3,674.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $3,674.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $3,674.00 ↑ +39%
NAPHCARE ALL COMMERICAL NAPHCARE $3,674.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $3,674.00 ↑ +39%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Arm CT Scan (with contrast, both arms) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,753.80 $1.00 – $1,792.16
MercyOne Genesis Aledo Medical Center Aledo $1,753.80 $421.38 – $915.56
Uchicago Medicine Adventhealth Hinsdale Hinsdale $700.00 $366.01 – $605.65
Advocate Christ Medical Center Oak Lawn $1,100.00 $539.81 – $1,416.00
Northwestern Memorial Hospital Chicago $2,812.60 not published
Advocate Condell Medical Center Libertyville $1,550.00 $539.81 – $1,992.00
Advocate Good Samaritan Hospital Downers Grove $1,110.00 $539.81 – $1,424.00
UnityPoint Health - Trinity Moline Rock Island $2,161.16 $50.66 – $1,191.34

All Illinois hospitals for this procedure →