St analysis behavior qualitative voice/resonance at Advocate Condell Medical Center
801 South Milwaukee Avenue, Libertyville, IL · Advocate Health · · NPI 1124272547
$205.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$410.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$55.16 with Advocate Employee vs $651.57 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $55.16 | ↓ -73% |
| Cigna | Commercial | $71.40 | ↓ -65% |
| Private Healthcare Systems | Commercial | $72.80 | ↓ -64% |
| Cigna One Health | Commercial | $72.80 | ↓ -64% |
| Aetna | Commercial | $81.02 | ↓ -60% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $101.78 | ↓ -50% |
| Blue Cross Blue Shield | HMO | $103.88 | ↓ -49% |
| Multiplan | Commercial | $112.00 | ↓ -45% |
| Ambetter | Medicare Advantage | $159.23 | ↓ -22% |
| Molina | Medicare Advantage | $159.23 | ↓ -22% |
| Oscar Health HMO | Medicare Advantage | $164.72 | ↓ -20% |
| United Healthcare Charter | Commercial | $209.00 | ↑ +2% |
| HSTechnology | Medicare Advantage | $210.84 | ↑ +3% |
| United Healthcare Nexus | Commercial | $241.00 | ↑ +18% |
| United Healthcare Core Navigate | Commercial | $253.00 | ↑ +23% |
| United Healthcare | HMO | $295.00 | ↑ +44% |
| Blue Cross Blue Shield City of Chicago | Commercial | $572.77 | ↑ +179% |
| Blue Cross Blue Shield Choice | Commercial | $619.32 | ↑ +202% |
| Blue Cross Blue Shield | PPO | $651.57 | ↑ +218% |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $225.60 | $44.80 – $301.15 |
| MercyOne Genesis Aledo Medical Center | Aledo | $225.60 | $63.00 – $65.80 |
| Advocate Christ Medical Center | Oak Lawn | $405.00 | $15.76 – $981.28 |
| Advocate Good Samaritan Hospital | Downers Grove | $405.00 | $19.70 – $1,004.98 |
| UnityPoint Health - Trinity Moline | Rock Island | $238.73 | $97.36 – $158.03 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $307.45 | $111.98 – $117.58 |
| Advocate Illinois Masonic Medical Center | Chicago | $255.00 | $41.37 – $1,011.09 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $272.50 | $15.76 – $995.04 |