Incisn of toe tndn at Advocate Condell Medical Center
801 South Milwaukee Avenue, Libertyville, IL · Advocate Health · · NPI 1124272547
$1,980.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,960.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$116.00 with United Healthcare Charter vs $3,326.40 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $116.00 | ↓ -94% |
| United Healthcare Nexus | Commercial | $136.00 | ↓ -93% |
| United Healthcare Core Navigate | Commercial | $143.00 | ↓ -93% |
| United Healthcare | HMO | $166.00 | ↓ -92% |
| Advocate Employee | Commercial | $1,560.24 | ↓ -21% |
| Cigna One Health | Commercial | $2,059.20 | ↑ +4% |
| Private Healthcare Systems | Commercial | $2,059.20 | ↑ +4% |
| Cigna | Commercial | $2,217.60 | ↑ +12% |
| Aetna | Commercial | $2,291.65 | ↑ +16% |
| Molina | Medicare Advantage | $2,419.03 | ↑ +22% |
| Ambetter | Medicare Advantage | $2,419.03 | ↑ +22% |
| Oscar Health HMO | Medicare Advantage | $2,502.45 | ↑ +26% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $2,878.92 | ↑ +45% |
| Blue Cross Blue Shield City of Chicago | Commercial | $2,922.48 | ↑ +48% |
| Blue Cross Blue Shield | HMO | $2,938.32 | ↑ +48% |
| Blue Cross Blue Shield Choice | Commercial | $3,160.08 | ↑ +60% |
| Multiplan | Commercial | $3,168.00 | ↑ +60% |
| HSTechnology | Medicare Advantage | $3,203.13 | ↑ +62% |
| Blue Cross Blue Shield | PPO | $3,326.40 | ↑ +68% |
Visitor-reported prices
Comments
Incisn of toe tndn at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $408.00 | $625.60 – $2,149.95 |
| MercyOne Genesis Aledo Medical Center | Aledo | $408.00 | $2,970.16 – $2,970.16 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,028.72 | $193.38 – $1,669.58 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $1,686.97 – $2,791.51 |
| Advocate Christ Medical Center | Oak Lawn | not published | $2,419.03 – $12,362.00 |
| Advocate Good Samaritan Hospital | Downers Grove | not published | $2,419.03 – $12,362.00 |
| Uchicago Medicine Adventhealth La Grange | La Grange | not published | $1,686.97 – $2,791.51 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | not published | $1,723.15 – $1,809.31 |