Biospy of bladder at Advocate Condell Medical Center
801 South Milwaukee Avenue, Libertyville, IL · Advocate Health · · NPI 1124272547
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$367.61 with Ambetter vs $4,528.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ambetter | Medicare Advantage | $367.61 | — |
| Molina | Medicare Advantage | $367.61 | — |
| Oscar Health HMO | Medicare Advantage | $380.29 | — |
| HSTechnology | Medicare Advantage | $486.77 | — |
| United Healthcare Charter | Commercial | $3,202.00 | — |
| United Healthcare Core Navigate | Commercial | $3,592.00 | — |
| United Healthcare Nexus | Commercial | $3,685.00 | — |
| United Healthcare | HMO | $4,528.00 | — |
| Aetna | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Biospy of bladder at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $92.40 | $49.28 – $2,143.62 |
| Advocate Christ Medical Center | Oak Lawn | $835.00 | $367.61 – $6,291.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $980.00 | $367.61 – $6,291.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,399.37 | $189.21 – $8,778.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $457.50 | $360.51 – $6,291.00 |
| Advocate Sherman Hospital | Elgin | $1,605.00 | $367.61 – $4,116.00 |
| Advocate South Suburban Hospital | Hazel Crest | $277.50 | $218.67 – $6,291.00 |
| Advocate Trinity Hospital | Chicago | $277.50 | $218.67 – $6,291.00 |