Aqua therapy w/exercise/ea 15 min 97113 at Advocate Condell Medical Center

801 South Milwaukee Avenue, Libertyville, IL · Advocate Health · · NPI 1124272547

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$100.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.33 with Ambetter vs $295.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Medicare Advantage $54.33 ↓ -46%
Molina Medicare Advantage $54.33 ↓ -46%
Oscar Health HMO Medicare Advantage $56.20 ↓ -44%
HSTechnology Medicare Advantage $71.93 ↓ -28%
Advocate Employee Commercial $78.80 ↓ -21%
Cigna Commercial $102.00 ↑ +2%
Cigna One Health Commercial $104.00 ↑ +4%
Private Healthcare Systems Commercial $104.00 ↑ +4%
Blue Cross Blue Shield City of Chicago Commercial $106.92 ↑ +7%
Blue Cross Blue Shield Choice Commercial $115.61 ↑ +16%
Blue Cross Blue Shield PPO $121.63 ↑ +22%
Aetna Commercial $134.26 ↑ +34%
Blue Cross Blue Shield Blue Precision Managed Care $145.40 ↑ +45%
Blue Cross Blue Shield HMO $148.40 ↑ +48%
Multiplan Commercial $160.00 ↑ +60%
United Healthcare Charter Commercial $209.00 ↑ +109%
United Healthcare Nexus Commercial $241.00 ↑ +141%
United Healthcare Core Navigate Commercial $253.00 ↑ +153%
United Healthcare HMO $295.00 ↑ +195%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $77.40 $34.80 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $77.40 $55.80 – $58.28
Advocate Christ Medical Center Oak Lawn $100.00 $54.33 – $469.00
Advocate Good Samaritan Hospital Downers Grove $100.00 $54.33 – $469.00
UnityPoint Health - Trinity Moline Rock Island $113.54 $32.76 – $62.59
Advocate Childrens Hospital - Park Ridge Park Ridge $100.00 $54.33 – $469.00
Advocate South Suburban Hospital Hazel Crest $100.00 $54.33 – $469.00
Advocate Trinity Hospital Chicago $100.00 $54.33 – $469.00

All Illinois hospitals for this procedure →