X-ray thoracic spine 2 views at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$697.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$997.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$165.50 with AETNA HEALTH PLAN [171] vs $997.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $165.50 ↓ -76%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $211.26 ↓ -70%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $211.26 ↓ -70%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $233.30 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $233.30 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $233.30 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $272.18 ↓ -61%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $272.18 ↓ -61%
AETNA HEALTH PLAN [171] NLFH AETNA $428.71 ↓ -39%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $448.65 ↓ -36%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $453.64 ↓ -35%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $498.50 ↓ -29%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $637.08 ↓ -9%
THE ALLIANCE [1703] NLFH THE ALLIANCE $640.37 ↓ -8%
BEECHSTREET [176] NLFH PHCS $797.60 ↑ +14%
MULTIPLAN/PHCS [142] NLFH PHCS $797.60 ↑ +14%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $817.54 ↑ +17%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $897.30 ↑ +29%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $997.00 ↑ +43%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $997.00 ↑ +43%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $997.00 ↑ +43%
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital

Visitor-reported prices

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X-ray thoracic spine 2 views at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $223.20 $54.71 – $303.18
MercyOne Genesis Aledo Medical Center Aledo $223.20 $59.52 – $174.84
Uchicago Medicine Adventhealth Hinsdale Hinsdale $127.50 $35.61 – $181.49
Advocate Christ Medical Center Oak Lawn $395.00 $105.62 – $634.00
Northwestern Memorial Hospital Chicago $697.90 not published
Advocate Condell Medical Center Libertyville $417.50 $105.62 – $668.00
Advocate Good Samaritan Hospital Downers Grove $470.00 $105.62 – $752.00
UnityPoint Health - Trinity Moline Rock Island $333.83 $8.98 – $184.02

All Illinois hospitals for this procedure →