Sodium chloride 0.9 % IV bolus at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$20.82

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$29.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.23 with AETNA HEALTH PLAN [171] vs $25.50 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $4.23 ↓ -80%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $5.40 ↓ -74%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $5.40 ↓ -74%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $5.97 ↓ -71%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $5.97 ↓ -71%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $5.97 ↓ -71%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $6.96 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $6.96 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $11.48 ↓ -45%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $11.60 ↓ -44%
UNITED HEALTHCARE [158] NLFH UHC CORE $12.09 ↓ -42%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $12.75 ↓ -39%
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $13.44 ↓ -35%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $16.29 ↓ -22%
BEECHSTREET [176] NLFH PHCS $20.40 ↓ -2%
MULTIPLAN/PHCS [142] NLFH PHCS $20.40 ↓ -2%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $20.91 ↑ +0%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $22.95 ↑ +10%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $25.50 ↑ +22%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $25.50 ↑ +22%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $25.50 ↑ +22%
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Sodium chloride 0.9 % IV bolus at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Christ Medical Center Oak Lawn $61.79 $2.23 – $50.36
Northwestern Memorial Hospital Chicago $279.65 not published
Advocate Condell Medical Center Libertyville $61.15 $2.56 – $97.30
Advocate Good Samaritan Hospital Downers Grove $61.28 $2.23 – $97.41
UnityPoint Health - Trinity Moline Rock Island $48.00 $1.04 – $24.57
Advocate Illinois Masonic Medical Center Chicago $61.44 $2.23 – $97.17
Advocate Childrens Hospital - Park Ridge Park Ridge $61.22 $2.23 – $86.07
Advocate Sherman Hospital Elgin $61.39 $2.56 – $110.14

All Illinois hospitals for this procedure →