Small bowel endoscopy at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$3,997.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,710.39
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$359.39 with AETNA HEALTH PLAN [171] vs $2,374.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $359.39 | ↓ -91% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $458.76 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $458.76 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE OPTIONS | $506.61 | ↓ -87% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE SELECT | $506.61 | ↓ -87% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE PREFERRED | $506.61 | ↓ -87% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PPO | $591.05 | ↓ -85% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS PPO | $591.05 | ↓ -85% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA ALTERNATIVE | $816.21 | ↓ -80% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $1,082.50 | ↓ -73% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $1,383.44 | ↓ -65% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $1,390.58 | ↓ -65% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA BROAD | $1,402.92 | ↓ -65% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $1,732.00 | ↓ -57% |
| BEECHSTREET [176] | NLFH PHCS | $1,732.00 | ↓ -57% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $1,775.30 | ↓ -56% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $1,948.50 | ↓ -51% |
| UNITED HEALTHCARE [158] | NLFH UHC CORE | $2,137.00 | ↓ -47% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $2,165.00 | ↓ -46% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $2,165.00 | ↓ -46% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $2,165.00 | ↓ -46% |
| UNITED HEALTHCARE [158] | NLFH UHC NON-CONTRACTED OON - ED ONLY | $2,165.00 | ↓ -46% |
| UNITED HEALTHCARE [158] | NLFH UHC HMO/PPO | $2,374.00 | ↓ -41% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
Visitor-reported prices
Comments
Small bowel endoscopy at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $307.20 | $471.04 – $982.39 |
| MercyOne Genesis Aledo Medical Center | Aledo | $307.20 | $2,660.57 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $3,997.27 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $698.40 | $66.35 – $729.38 |
| Northwestern Medicine Valley West Hospital | Sandwich | $10,424.41 | $274.70 – $274.70 |
| Northwestern Medicine Delnor Hospital | Geneva | $4,580.57 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $3,033.80 | not published |
| Northwestern Medicine Kishwaukee Hospital | DeKalb | $1,120.00 | not published |